IFSCIndex

City Union Bank Arpakkam IFSC Code

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City Union Bank

CIUB0000763

IFSC · Used for NEFT, IMPS & RTGS

Not Assigned

MICR · This branch may not process cheques.

Branch

Arpakkam

Address

S.no 551,arpakkam Koot Road,arpakkam-631603,arpakkam,kancheepuram

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District

Kancheepuram

State

Tamil Nadu

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Frequently Asked Questions

About City Union Bank Arpakkam (arpakkam Koot Road Arpakkam- - 0763), Kancheepuram

The IFSC code CIUB0000763 (lowercase: ciub0000763) belongs to City Union Bank, specifically the Arpakkam (arpakkam Koot Road Arpakkam- - 0763) branch located in Kancheepuram, Tamil Nadu.

The 5th character in the IFSC code CIUB0000763 is a zero (0), not the letter 'O'. The correct format is CIUB0000763 (lowercase: ciub0000763), and not CIUBO000763. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of City Union Bank Arpakkam (arpakkam Koot Road Arpakkam- - 0763) in Kancheepuram, Tamil Nadu is CIUB0000763. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

City Union Bank Arpakkam (arpakkam Koot Road Arpakkam- - 0763) is located at S.no 551,arpakkam Koot Road,arpakkam-631603,arpakkam,kancheepuram, Kancheepuram, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.

The MICR code for City Union Bank Arpakkam (arpakkam Koot Road Arpakkam- - 0763) in Kancheepuram is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.

Yes. IFSC code CIUB0000763 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code CIUB0000763 by checking: (1) The top-left corner of any City Union Bank Arpakkam (arpakkam Koot Road Arpakkam- - 0763) cheque leaf, (2) The first page of your City Union Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: CIUB0000763

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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CIUB
Bank Codechars 1–4
0Reservedchar 5
000763
Branch Codechars 6–11

CIUB0000763

What Each Part Means

Bank Code — CIUB
The first 4 characters uniquely identify City Union Bank at the national level. Every branch of City Union Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000763
The final 6 characters 000763 uniquely identify this specific branch within the City Union Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code CIUB0000763
SegmentCharsValuePurpose
Bank Code1–4CIUBIdentifies City Union Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000763Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchCIUB0000763Not available
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.