IFSCIndex

City Union Bank Thiruverkadu IFSC Code

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City Union Bank

CIUB0000360

IFSC · Used for NEFT, IMPS & RTGS

600054059

MICR · Used for Cheque Clearance

Branch

Thiruverkadu

Address

Plot 14 And 15,lingeswar Nagar,thiruverkadu,chennai 600 077 Kancheepuram Dist

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District

Chennai

State

Tamil Nadu

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Frequently Asked Questions

About City Union Bank Thiruverkadu (15 Lingeswar Nagar Thiruverk - 0360), Chennai

The IFSC code CIUB0000360 (lowercase: ciub0000360) belongs to City Union Bank, specifically the Thiruverkadu (15 Lingeswar Nagar Thiruverk - 0360) branch located in Chennai, Tamil Nadu.

The 5th character in the IFSC code CIUB0000360 is a zero (0), not the letter 'O'. The correct format is CIUB0000360 (lowercase: ciub0000360), and not CIUBO000360. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of City Union Bank Thiruverkadu (15 Lingeswar Nagar Thiruverk - 0360) in Chennai, Tamil Nadu is CIUB0000360. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

City Union Bank Thiruverkadu (15 Lingeswar Nagar Thiruverk - 0360) is located at Plot 14 And 15,lingeswar Nagar,thiruverkadu,chennai 600 077 Kancheepuram Dist, Chennai, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of City Union Bank Thiruverkadu (15 Lingeswar Nagar Thiruverk - 0360) is 600054059. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code CIUB0000360 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code CIUB0000360 by checking: (1) The top-left corner of any City Union Bank Thiruverkadu (15 Lingeswar Nagar Thiruverk - 0360) cheque leaf, (2) The first page of your City Union Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: CIUB0000360

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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CIUB
Bank Codechars 1–4
0Reservedchar 5
000360
Branch Codechars 6–11

CIUB0000360

What Each Part Means

Bank Code — CIUB
The first 4 characters uniquely identify City Union Bank at the national level. Every branch of City Union Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000360
The final 6 characters 000360 uniquely identify this specific branch within the City Union Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code CIUB0000360
SegmentCharsValuePurpose
Bank Code1–4CIUBIdentifies City Union Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000360Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchCIUB0000360600054059
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.