Citizen Credit Co Operative Bank Daman IFSC Code
Citizen Credit Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Daman
Address
Opp. Hathi Baug , Moti Daman , Union Territory Of Daman & Diu , Daman 396 220
View on Google MapsDistrict
Daman
State
Dadra And Nagar Haveli And Daman And Diu
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Frequently Asked Questions
About Citizen Credit Co Operative Bank Daman (opp Hathi Baug - N131), Daman
The IFSC code CCBL0DMN131 (lowercase: ccbl0dmn131) belongs to Citizen Credit Co Operative Bank, specifically the Daman (opp Hathi Baug - N131) branch located in Daman, Dadra And Nagar Haveli And Daman And Diu.
The 5th character in the IFSC code CCBL0DMN131 is a zero (0), not the letter 'O'. The correct format is CCBL0DMN131 (lowercase: ccbl0dmn131), and not CCBLODMN131. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Citizen Credit Co Operative Bank Daman (opp Hathi Baug - N131) in Daman, Dadra And Nagar Haveli And Daman And Diu is CCBL0DMN131. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Citizen Credit Co Operative Bank Daman (opp Hathi Baug - N131) is located at Opp. Hathi Baug , Moti Daman , Union Territory Of Daman & Diu , Daman 396 220, Daman, Dadra And Nagar Haveli And Daman And Diu. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Citizen Credit Co Operative Bank Daman (opp Hathi Baug - N131) is 396209131. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code CCBL0DMN131 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code CCBL0DMN131 by checking: (1) The top-left corner of any Citizen Credit Co Operative Bank Daman (opp Hathi Baug - N131) cheque leaf, (2) The first page of your Citizen Credit Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: CCBL0DMN131
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
CCBL0DMN131
What Each Part Means
- Bank Code — CCBL
- The first 4 characters uniquely identify Citizen Credit Co Operative Bank at the national level. Every branch of Citizen Credit Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — DMN131
- The final 6 characters DMN131 uniquely identify this specific branch within the Citizen Credit Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | CCBL | Identifies Citizen Credit Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | DMN131 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Citizen Credit Co Operative Bank
Daman (opp Hathi Baug - N131), Daman, Dadra And Nagar Haveli And Daman And Diu
Cheque No.
00000131
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | CCBL0DMN131 | 396209131 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.