Chhattisgarh Rajya Gramin Bank Ratanpur IFSC Code
Chhattisgarh Rajya Gramin Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Ratanpur
District
Ratanpur
State
Chhattisgarh
🔍 Search for another branch
Top Financial Tools for Chhattisgarh Rajya Gramin Bank Customers
Free calculators — no login required
Chhattisgarh Rajya Gramin Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Chhattisgarh Rajya Gramin Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Chhattisgarh Rajya Gramin Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Chhattisgarh Rajya Gramin Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Frequently Asked Questions
About Chhattisgarh Rajya Gramin Bank Ratanpur (bhim Chowk Ratanpur Tehsil - 0430), Ratanpur
The IFSC code CRGB0000430 (lowercase: crgb0000430) belongs to Chhattisgarh Rajya Gramin Bank, specifically the Ratanpur (bhim Chowk Ratanpur Tehsil - 0430) branch located in Ratanpur, Chhattisgarh.
The 5th character in the IFSC code CRGB0000430 is a zero (0), not the letter 'O'. The correct format is CRGB0000430 (lowercase: crgb0000430), and not CRGBO000430. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Chhattisgarh Rajya Gramin Bank Ratanpur (bhim Chowk Ratanpur Tehsil - 0430) in Ratanpur, Chhattisgarh is CRGB0000430. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Chhattisgarh Rajya Gramin Bank Ratanpur (bhim Chowk Ratanpur Tehsil - 0430) is located at Bhim Chowk Ratanpur Tehsil Kota District Bilaspur 495442, Ratanpur, Chhattisgarh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Chhattisgarh Rajya Gramin Bank Ratanpur (bhim Chowk Ratanpur Tehsil - 0430) is 495521524. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code CRGB0000430 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code CRGB0000430 by checking: (1) The top-left corner of any Chhattisgarh Rajya Gramin Bank Ratanpur (bhim Chowk Ratanpur Tehsil - 0430) cheque leaf, (2) The first page of your Chhattisgarh Rajya Gramin Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: CRGB0000430
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
CRGB0000430
What Each Part Means
- Bank Code — CRGB
- The first 4 characters uniquely identify Chhattisgarh Rajya Gramin Bank at the national level. Every branch of Chhattisgarh Rajya Gramin Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000430
- The final 6 characters 000430 uniquely identify this specific branch within the Chhattisgarh Rajya Gramin Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | CRGB | Identifies Chhattisgarh Rajya Gramin Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000430 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Chhattisgarh Rajya Gramin Bank
Ratanpur (bhim Chowk Ratanpur Tehsil - 0430), Ratanpur, Chhattisgarh
Cheque No.
00000430
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | CRGB0000430 | 495521524 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.