Chamba Urban Co Operative Bank Chamba Chamba Urban Co-operative Bank Chamba Imps IFSC Code
Chamba Urban Co Operative Bank Chamba
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Chamba Urban Co-operative Bank Chamba Imps
District
Chamba
State
Maharashtra
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Frequently Asked Questions
About Chamba Urban Co Operative Bank Chamba Chamba Urban Co-operative Bank Chamba Imps (chamba Distt. Chamba Himacha - Cucb), Chamba
The IFSC code HDFC0C0CUCB (lowercase: hdfc0c0cucb) belongs to Chamba Urban Co Operative Bank Chamba, specifically the Chamba Urban Co-operative Bank Chamba Imps (chamba Distt. Chamba Himacha - Cucb) branch located in Chamba, Maharashtra.
The 5th character in the IFSC code HDFC0C0CUCB is a zero (0), not the letter 'O'. The correct format is HDFC0C0CUCB (lowercase: hdfc0c0cucb), and not HDFCOC0CUCB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Chamba Urban Co Operative Bank Chamba Chamba Urban Co-operative Bank Chamba Imps (chamba Distt. Chamba Himacha - Cucb) in Chamba, Maharashtra is HDFC0C0CUCB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Chamba Urban Co Operative Bank Chamba Chamba Urban Co-operative Bank Chamba Imps (chamba Distt. Chamba Himacha - Cucb) is located at Chamba Distt. Chamba Himachal Pradesh 176310, Chamba, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Chamba Urban Co Operative Bank Chamba Chamba Urban Co-operative Bank Chamba Imps (chamba Distt. Chamba Himacha - Cucb) is 176845002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code HDFC0C0CUCB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code HDFC0C0CUCB by checking: (1) The top-left corner of any Chamba Urban Co Operative Bank Chamba Chamba Urban Co-operative Bank Chamba Imps (chamba Distt. Chamba Himacha - Cucb) cheque leaf, (2) The first page of your Chamba Urban Co Operative Bank Chamba passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: HDFC0C0CUCB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
HDFC0C0CUCB
What Each Part Means
- Bank Code — HDFC
- The first 4 characters uniquely identify Chamba Urban Co Operative Bank Chamba at the national level. Every branch of Chamba Urban Co Operative Bank Chamba across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — C0CUCB
- The final 6 characters C0CUCB uniquely identify this specific branch within the Chamba Urban Co Operative Bank Chamba network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | HDFC | Identifies Chamba Urban Co Operative Bank Chamba |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | C0CUCB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Chamba Urban Co Operative Bank Chamba
Chamba Urban Co-operative Bank Chamba Imps (chamba Distt. Chamba Himacha - Cucb), Chamba, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | HDFC0C0CUCB | 176845002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.