Chaitanya Mahila Sahakari Bank Vijayapur Chaitanya Mahila Sahakari Bank Vijayapur Imps IFSC Code
Chaitanya Mahila Sahakari Bank Vijayapur
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Chaitanya Mahila Sahakari Bank Vijayapur Imps
District
Bijapur
State
Maharashtra
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Frequently Asked Questions
About Chaitanya Mahila Sahakari Bank Vijayapur Chaitanya Mahila Sahakari Bank Vijayapur Imps (mirde Galli Near Meenaxi Cho - Hait), Bijapur
The IFSC code UTIB0SCHAIT (lowercase: utib0schait) belongs to Chaitanya Mahila Sahakari Bank Vijayapur, specifically the Chaitanya Mahila Sahakari Bank Vijayapur Imps (mirde Galli Near Meenaxi Cho - Hait) branch located in Bijapur, Maharashtra.
The 5th character in the IFSC code UTIB0SCHAIT is a zero (0), not the letter 'O'. The correct format is UTIB0SCHAIT (lowercase: utib0schait), and not UTIBOSCHAIT. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Chaitanya Mahila Sahakari Bank Vijayapur Chaitanya Mahila Sahakari Bank Vijayapur Imps (mirde Galli Near Meenaxi Cho - Hait) in Bijapur, Maharashtra is UTIB0SCHAIT. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Chaitanya Mahila Sahakari Bank Vijayapur Chaitanya Mahila Sahakari Bank Vijayapur Imps (mirde Galli Near Meenaxi Cho - Hait) is located at Mirde Galli Near Meenaxi Chowk Bijapur 586101, Bijapur, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Chaitanya Mahila Sahakari Bank Vijayapur Chaitanya Mahila Sahakari Bank Vijayapur Imps (mirde Galli Near Meenaxi Cho - Hait) is 586259261. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0SCHAIT is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0SCHAIT by checking: (1) The top-left corner of any Chaitanya Mahila Sahakari Bank Vijayapur Chaitanya Mahila Sahakari Bank Vijayapur Imps (mirde Galli Near Meenaxi Cho - Hait) cheque leaf, (2) The first page of your Chaitanya Mahila Sahakari Bank Vijayapur passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0SCHAIT
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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UTIB0SCHAIT
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify Chaitanya Mahila Sahakari Bank Vijayapur at the national level. Every branch of Chaitanya Mahila Sahakari Bank Vijayapur across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — SCHAIT
- The final 6 characters SCHAIT uniquely identify this specific branch within the Chaitanya Mahila Sahakari Bank Vijayapur network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies Chaitanya Mahila Sahakari Bank Vijayapur |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | SCHAIT | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Chaitanya Mahila Sahakari Bank Vijayapur
Chaitanya Mahila Sahakari Bank Vijayapur Imps (mirde Galli Near Meenaxi Cho - Hait), Bijapur, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0SCHAIT | 586259261 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.