Central Co Operative Bank Ara Central Co-operative Bank Ara Imps IFSC Code
Central Co Operative Bank Ara
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Central Co-operative Bank Ara Imps
District
Arrah
State
Maharashtra
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Frequently Asked Questions
About Central Co Operative Bank Ara Central Co-operative Bank Ara Imps (mangal Pandey Path - 2ccb), Arrah
The IFSC code IBKL0722CCB (lowercase: ibkl0722ccb) belongs to Central Co Operative Bank Ara, specifically the Central Co-operative Bank Ara Imps (mangal Pandey Path - 2ccb) branch located in Arrah, Maharashtra.
The 5th character in the IFSC code IBKL0722CCB is a zero (0), not the letter 'O'. The correct format is IBKL0722CCB (lowercase: ibkl0722ccb), and not IBKLO722CCB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Central Co Operative Bank Ara Central Co-operative Bank Ara Imps (mangal Pandey Path - 2ccb) in Arrah, Maharashtra is IBKL0722CCB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Central Co Operative Bank Ara Central Co-operative Bank Ara Imps (mangal Pandey Path - 2ccb) is located at Mangal Pandey Path, Ara, Dist Bhojpur, Bihar 802301, Arrah, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Central Co Operative Bank Ara Central Co-operative Bank Ara Imps (mangal Pandey Path - 2ccb) in Arrah is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code IBKL0722CCB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0722CCB by checking: (1) The top-left corner of any Central Co Operative Bank Ara Central Co-operative Bank Ara Imps (mangal Pandey Path - 2ccb) cheque leaf, (2) The first page of your Central Co Operative Bank Ara passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0722CCB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL0722CCB
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Central Co Operative Bank Ara at the national level. Every branch of Central Co Operative Bank Ara across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 722CCB
- The final 6 characters 722CCB uniquely identify this specific branch within the Central Co Operative Bank Ara network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Central Co Operative Bank Ara |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 722CCB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Central Co Operative Bank Ara
Central Co-operative Bank Ara Imps (mangal Pandey Path - 2ccb), Arrah, Maharashtra
Cheque No.
00000722
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0722CCB | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.