IFSCIndex

Central Bank Of India Iit Gandhinagar Simkheda IFSC Code

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Central Bank Of India

CBIN0284990

IFSC · Used for NEFT, IMPS & RTGS

Not Assigned

MICR · This branch may not process cheques.

Branch

Iit Gandhinagar Simkheda

Address

Near Siddheshwari Petrolium,opp. Iit Gandhinagar,village Palaj,simkheda,gandhinagar,gujarat 382355

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District

Gandhinagar

State

Gujarat

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Frequently Asked Questions

About Central Bank Of India Iit Gandhinagar Simkheda (siddheshwari Petrolium Opp I - 4990), Gandhinagar

The IFSC code CBIN0284990 (lowercase: cbin0284990) belongs to Central Bank Of India, specifically the Iit Gandhinagar Simkheda (siddheshwari Petrolium Opp I - 4990) branch located in Gandhinagar, Gujarat.

The 5th character in the IFSC code CBIN0284990 is a zero (0), not the letter 'O'. The correct format is CBIN0284990 (lowercase: cbin0284990), and not CBINO284990. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Central Bank Of India Iit Gandhinagar Simkheda (siddheshwari Petrolium Opp I - 4990) in Gandhinagar, Gujarat is CBIN0284990. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Central Bank Of India Iit Gandhinagar Simkheda (siddheshwari Petrolium Opp I - 4990) is located at Near Siddheshwari Petrolium,opp. Iit Gandhinagar,village Palaj,simkheda,gandhinagar,gujarat 382355, Gandhinagar, Gujarat. You can click the "View on Google Maps" button on this page to get directions.

The MICR code for Central Bank Of India Iit Gandhinagar Simkheda (siddheshwari Petrolium Opp I - 4990) in Gandhinagar is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.

Yes. IFSC code CBIN0284990 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code CBIN0284990 by checking: (1) The top-left corner of any Central Bank Of India Iit Gandhinagar Simkheda (siddheshwari Petrolium Opp I - 4990) cheque leaf, (2) The first page of your Central Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: CBIN0284990

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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CBIN
Bank Codechars 1–4
0Reservedchar 5
284990
Branch Codechars 6–11

CBIN0284990

What Each Part Means

Bank Code — CBIN
The first 4 characters uniquely identify Central Bank Of India at the national level. Every branch of Central Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 284990
The final 6 characters 284990 uniquely identify this specific branch within the Central Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code CBIN0284990
SegmentCharsValuePurpose
Bank Code1–4CBINIdentifies Central Bank Of India
Reserved50RBI reserved (always 0)
Branch Code6–11284990Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchCBIN0284990Not available
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.