IFSCIndex

Central Bank Of India Guwahati IFSC Code

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Central Bank Of India

CBIN0280001

IFSC · Used for NEFT, IMPS & RTGS

781016002

MICR · Used for Cheque Clearance

Branch

Guwahati

Address

Rahman Manzil,ist Floor,pan Bazar,guwahati 781001,dist Kamrup

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District

Guwahati

State

Assam

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Frequently Asked Questions

About Central Bank Of India Guwahati (rahman Manzil - 0001), Guwahati

The IFSC code CBIN0280001 (lowercase: cbin0280001) belongs to Central Bank Of India, specifically the Guwahati (rahman Manzil - 0001) branch located in Guwahati, Assam.

The 5th character in the IFSC code CBIN0280001 is a zero (0), not the letter 'O'. The correct format is CBIN0280001 (lowercase: cbin0280001), and not CBINO280001. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Central Bank Of India Guwahati (rahman Manzil - 0001) in Guwahati, Assam is CBIN0280001. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Central Bank Of India Guwahati (rahman Manzil - 0001) is located at Rahman Manzil,ist Floor,pan Bazar,guwahati 781001,dist Kamrup, Guwahati, Assam. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Central Bank Of India Guwahati (rahman Manzil - 0001) is 781016002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code CBIN0280001 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code CBIN0280001 by checking: (1) The top-left corner of any Central Bank Of India Guwahati (rahman Manzil - 0001) cheque leaf, (2) The first page of your Central Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: CBIN0280001

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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CBIN
Bank Codechars 1–4
0Reservedchar 5
280001
Branch Codechars 6–11

CBIN0280001

What Each Part Means

Bank Code — CBIN
The first 4 characters uniquely identify Central Bank Of India at the national level. Every branch of Central Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 280001
The final 6 characters 280001 uniquely identify this specific branch within the Central Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code CBIN0280001
SegmentCharsValuePurpose
Bank Code1–4CBINIdentifies Central Bank Of India
Reserved50RBI reserved (always 0)
Branch Code6–11280001Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchCBIN0280001781016002
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.