Canara Bank Phagwara IFSC Code
Canara Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Phagwara
District
Kapurthala
State
Punjab
🔍 Search for another branch
Top Financial Tools for Canara Bank Customers
Free calculators — no login required
Canara Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
Canara Bank SIP Calculator
Project wealth from monthly mutual fund investments
Canara Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Canara Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Other Canara Bank Branches in Kapurthala
4 nearby branches — click to view IFSC
Mall Main Kapurthala (kapurthala Mall Main No 3 - 1401)
Kapurthala Mall Main, No.3, The Mall, Pb No.38, Kapurthala 144 601,
Hadiabad (hadiabad Phagwara - 2095)
Hadiabad Phagwara , Kapurthala Dist, Punjab - 144401
Kapurthala Main Bazar (mdsd Higher Secondary School - 2220)
Mdsd Higher Secondary School, Kapurthala 144601
Bathinda Feet Road (civil Station Near Power Hou - 6734)
Canar Bank Commercial Site,sco No 43,44 Civil Station,near Power House Rd Bathinda Punjab 151001
Frequently Asked Questions
About Canara Bank Phagwara (g T Road Sugar Mills - 2352), Kapurthala
The IFSC code CNRB0002352 (lowercase: cnrb0002352) belongs to Canara Bank, specifically the Phagwara (g T Road Sugar Mills - 2352) branch located in Kapurthala, Punjab.
The 5th character in the IFSC code CNRB0002352 is a zero (0), not the letter 'O'. The correct format is CNRB0002352 (lowercase: cnrb0002352), and not CNRBO002352. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Canara Bank Phagwara (g T Road Sugar Mills - 2352) in Kapurthala, Punjab is CNRB0002352. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Canara Bank Phagwara (g T Road Sugar Mills - 2352) is located at G.t.road,sugar Mills Chowk, Phagwara 144401,, Kapurthala, Punjab. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Canara Bank Phagwara (g T Road Sugar Mills - 2352) is 144015104. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code CNRB0002352 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code CNRB0002352 by checking: (1) The top-left corner of any Canara Bank Phagwara (g T Road Sugar Mills - 2352) cheque leaf, (2) The first page of your Canara Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: CNRB0002352
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
CNRB0002352
What Each Part Means
- Bank Code — CNRB
- The first 4 characters uniquely identify Canara Bank at the national level. Every branch of Canara Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 002352
- The final 6 characters 002352 uniquely identify this specific branch within the Canara Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | CNRB | Identifies Canara Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 002352 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Canara Bank
Phagwara (g T Road Sugar Mills - 2352), Kapurthala, Punjab
Cheque No.
00002352
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | CNRB0002352 | 144015104 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.