Bank Of Nova Scotia Mumbai IFSC Code
Bank Of Nova Scotia
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
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Frequently Asked Questions
About Bank Of Nova Scotia Mumbai (point - Neft), Mumbai
The IFSC code NOSC000NEFT (lowercase: nosc000neft) belongs to Bank Of Nova Scotia, specifically the Mumbai (point - Neft) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code NOSC000NEFT is a zero (0), not the letter 'O'. The correct format is NOSC000NEFT (lowercase: nosc000neft), and not NOSCO00NEFT. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Bank Of Nova Scotia Mumbai (point - Neft) in Mumbai, Maharashtra is NOSC000NEFT. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Bank Of Nova Scotia Mumbai (point - Neft) is located at Point , Mumbai - 21, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Bank Of Nova Scotia Mumbai (point - Neft) in Mumbai is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code NOSC000NEFT is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code NOSC000NEFT by checking: (1) The top-left corner of any Bank Of Nova Scotia Mumbai (point - Neft) cheque leaf, (2) The first page of your Bank Of Nova Scotia passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: NOSC000NEFT
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
NOSC000NEFT
What Each Part Means
- Bank Code — NOSC
- The first 4 characters uniquely identify Bank Of Nova Scotia at the national level. Every branch of Bank Of Nova Scotia across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 00NEFT
- The final 6 characters 00NEFT uniquely identify this specific branch within the Bank Of Nova Scotia network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | NOSC | Identifies Bank Of Nova Scotia |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 00NEFT | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Bank Of Nova Scotia
Mumbai (point - Neft), Mumbai, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | NOSC000NEFT | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.