IFSCIndex

Bank Of India Narsinghpur IFSC Code

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Bank Of India

BKID0009436

IFSC · Used for NEFT, IMPS & RTGS

487013001

MICR · Used for Cheque Clearance

Branch

Narsinghpur

Address

Purnkala Opp Lic Of India Civil Linesnarsinghpur

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District

Narsinghpur Mp

State

Madhya Pradesh

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Frequently Asked Questions

About Bank Of India Narsinghpur (purnkala Opp Lic Of - 9436), Narsinghpur Mp

The IFSC code BKID0009436 (lowercase: bkid0009436) belongs to Bank Of India, specifically the Narsinghpur (purnkala Opp Lic Of - 9436) branch located in Narsinghpur Mp, Madhya Pradesh.

The 5th character in the IFSC code BKID0009436 is a zero (0), not the letter 'O'. The correct format is BKID0009436 (lowercase: bkid0009436), and not BKIDO009436. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Bank Of India Narsinghpur (purnkala Opp Lic Of - 9436) in Narsinghpur Mp, Madhya Pradesh is BKID0009436. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Bank Of India Narsinghpur (purnkala Opp Lic Of - 9436) is located at Purnkala Opp Lic Of India Civil Linesnarsinghpur, Narsinghpur Mp, Madhya Pradesh. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Bank Of India Narsinghpur (purnkala Opp Lic Of - 9436) is 487013001. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code BKID0009436 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code BKID0009436 by checking: (1) The top-left corner of any Bank Of India Narsinghpur (purnkala Opp Lic Of - 9436) cheque leaf, (2) The first page of your Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: BKID0009436

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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BKID
Bank Codechars 1–4
0Reservedchar 5
009436
Branch Codechars 6–11

BKID0009436

What Each Part Means

Bank Code — BKID
The first 4 characters uniquely identify Bank Of India at the national level. Every branch of Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 009436
The final 6 characters 009436 uniquely identify this specific branch within the Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code BKID0009436
SegmentCharsValuePurpose
Bank Code1–4BKIDIdentifies Bank Of India
Reserved50RBI reserved (always 0)
Branch Code6–11009436Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchBKID0009436487013001
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.