IFSCIndex

Bank Of India Koramangala IFSC Code

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Bank Of India

BKID0008479

IFSC · Used for NEFT, IMPS & RTGS

560013045

MICR · Used for Cheque Clearance

Branch

Koramangala

Address

Koramangala Branchno 67 J N C Road 5th Industrial Layoutkoramangalabangalore 560

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District

Bangalore

State

Karnataka

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Frequently Asked Questions

About Bank Of India Koramangala (n C Road 5th Industrial - 8479), Bangalore

The IFSC code BKID0008479 (lowercase: bkid0008479) belongs to Bank Of India, specifically the Koramangala (n C Road 5th Industrial - 8479) branch located in Bangalore, Karnataka.

The 5th character in the IFSC code BKID0008479 is a zero (0), not the letter 'O'. The correct format is BKID0008479 (lowercase: bkid0008479), and not BKIDO008479. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Bank Of India Koramangala (n C Road 5th Industrial - 8479) in Bangalore, Karnataka is BKID0008479. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Bank Of India Koramangala (n C Road 5th Industrial - 8479) is located at Koramangala Branchno 67 J N C Road 5th Industrial Layoutkoramangalabangalore 560, Bangalore, Karnataka. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Bank Of India Koramangala (n C Road 5th Industrial - 8479) is 560013045. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code BKID0008479 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code BKID0008479 by checking: (1) The top-left corner of any Bank Of India Koramangala (n C Road 5th Industrial - 8479) cheque leaf, (2) The first page of your Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: BKID0008479

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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BKID
Bank Codechars 1–4
0Reservedchar 5
008479
Branch Codechars 6–11

BKID0008479

What Each Part Means

Bank Code — BKID
The first 4 characters uniquely identify Bank Of India at the national level. Every branch of Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 008479
The final 6 characters 008479 uniquely identify this specific branch within the Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code BKID0008479
SegmentCharsValuePurpose
Bank Code1–4BKIDIdentifies Bank Of India
Reserved50RBI reserved (always 0)
Branch Code6–11008479Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchBKID0008479560013045
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.