IFSCIndex

Bank Of Baroda Wadkhal Maharashtra IFSC Code

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Bank Of Baroda

BARB0WADKHA

IFSC · Used for NEFT, IMPS & RTGS

402012503

MICR · Used for Cheque Clearance

Branch

Wadkhal Maharashtra

Address

Mahadeo Nivas,mumbai Goa Highway,wadkhal,tal Pen,dist Raigad,maharashtra - 402107

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District

Raigad

State

Maharashtra

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Frequently Asked Questions

About Bank Of Baroda Wadkhal Maharashtra (mahadeo Nivas - Dkha), Raigad

The IFSC code BARB0WADKHA (lowercase: barb0wadkha) belongs to Bank Of Baroda, specifically the Wadkhal Maharashtra (mahadeo Nivas - Dkha) branch located in Raigad, Maharashtra.

The 5th character in the IFSC code BARB0WADKHA is a zero (0), not the letter 'O'. The correct format is BARB0WADKHA (lowercase: barb0wadkha), and not BARBOWADKHA. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Bank Of Baroda Wadkhal Maharashtra (mahadeo Nivas - Dkha) in Raigad, Maharashtra is BARB0WADKHA. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Bank Of Baroda Wadkhal Maharashtra (mahadeo Nivas - Dkha) is located at Mahadeo Nivas,mumbai Goa Highway,wadkhal,tal Pen,dist Raigad,maharashtra - 402107, Raigad, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Bank Of Baroda Wadkhal Maharashtra (mahadeo Nivas - Dkha) is 402012503. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code BARB0WADKHA is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code BARB0WADKHA by checking: (1) The top-left corner of any Bank Of Baroda Wadkhal Maharashtra (mahadeo Nivas - Dkha) cheque leaf, (2) The first page of your Bank Of Baroda passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: BARB0WADKHA

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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BARB
Bank Codechars 1–4
0Reservedchar 5
WADKHA
Branch Codechars 6–11

BARB0WADKHA

What Each Part Means

Bank Code — BARB
The first 4 characters uniquely identify Bank Of Baroda at the national level. Every branch of Bank Of Baroda across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — WADKHA
The final 6 characters WADKHA uniquely identify this specific branch within the Bank Of Baroda network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code BARB0WADKHA
SegmentCharsValuePurpose
Bank Code1–4BARBIdentifies Bank Of Baroda
Reserved50RBI reserved (always 0)
Branch Code6–11WADKHAUnique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchBARB0WADKHA402012503
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.