IFSCIndex

Bank Of Baroda Chinchani IFSC Code

Bank Of Baroda Logo

Bank Of Baroda

BARB0DBCHIN

IFSC · Used for NEFT, IMPS & RTGS

401012506

MICR · Used for Cheque Clearance

Branch

Chinchani

Address

Gandhi Chowkchinchanitaldahanu Chinchani Thane Maharashtra 401503

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District

Palghar

State

Maharashtra

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Frequently Asked Questions

About Bank Of Baroda Chinchani (gandhi Chowkchinchanitaldaha - Chin), Palghar

The IFSC code BARB0DBCHIN (lowercase: barb0dbchin) belongs to Bank Of Baroda, specifically the Chinchani (gandhi Chowkchinchanitaldaha - Chin) branch located in Palghar, Maharashtra.

The 5th character in the IFSC code BARB0DBCHIN is a zero (0), not the letter 'O'. The correct format is BARB0DBCHIN (lowercase: barb0dbchin), and not BARBODBCHIN. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Bank Of Baroda Chinchani (gandhi Chowkchinchanitaldaha - Chin) in Palghar, Maharashtra is BARB0DBCHIN. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Bank Of Baroda Chinchani (gandhi Chowkchinchanitaldaha - Chin) is located at Gandhi Chowkchinchanitaldahanu Chinchani Thane Maharashtra 401503, Palghar, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Bank Of Baroda Chinchani (gandhi Chowkchinchanitaldaha - Chin) is 401012506. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code BARB0DBCHIN is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code BARB0DBCHIN by checking: (1) The top-left corner of any Bank Of Baroda Chinchani (gandhi Chowkchinchanitaldaha - Chin) cheque leaf, (2) The first page of your Bank Of Baroda passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: BARB0DBCHIN

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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BARB
Bank Codechars 1–4
0Reservedchar 5
DBCHIN
Branch Codechars 6–11

BARB0DBCHIN

What Each Part Means

Bank Code — BARB
The first 4 characters uniquely identify Bank Of Baroda at the national level. Every branch of Bank Of Baroda across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — DBCHIN
The final 6 characters DBCHIN uniquely identify this specific branch within the Bank Of Baroda network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code BARB0DBCHIN
SegmentCharsValuePurpose
Bank Code1–4BARBIdentifies Bank Of Baroda
Reserved50RBI reserved (always 0)
Branch Code6–11DBCHINUnique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchBARB0DBCHIN401012506
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.