IFSCIndex

Bank Of Baroda Wadgaon Pan IFSC Code

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Bank Of Baroda

BARB0WADGAO

IFSC · Used for NEFT, IMPS & RTGS

422012511

MICR · Used for Cheque Clearance

Branch

Wadgaon Pan

Address

More Building Loni Sangamner Road Tehsil Sangamner At Wadgaon Pan Dist, Ahmednagar Maharashtra-422605

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District

Ahmadnagar

State

Maharashtra

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Frequently Asked Questions

About Bank Of Baroda Wadgaon Pan (loni Sangamner Road Tehsil S - Dgao), Ahmadnagar

The IFSC code BARB0WADGAO (lowercase: barb0wadgao) belongs to Bank Of Baroda, specifically the Wadgaon Pan (loni Sangamner Road Tehsil S - Dgao) branch located in Ahmadnagar, Maharashtra.

The 5th character in the IFSC code BARB0WADGAO is a zero (0), not the letter 'O'. The correct format is BARB0WADGAO (lowercase: barb0wadgao), and not BARBOWADGAO. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Bank Of Baroda Wadgaon Pan (loni Sangamner Road Tehsil S - Dgao) in Ahmadnagar, Maharashtra is BARB0WADGAO. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Bank Of Baroda Wadgaon Pan (loni Sangamner Road Tehsil S - Dgao) is located at More Building Loni Sangamner Road Tehsil Sangamner At Wadgaon Pan Dist, Ahmednagar Maharashtra-422605, Ahmadnagar, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Bank Of Baroda Wadgaon Pan (loni Sangamner Road Tehsil S - Dgao) is 422012511. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code BARB0WADGAO is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code BARB0WADGAO by checking: (1) The top-left corner of any Bank Of Baroda Wadgaon Pan (loni Sangamner Road Tehsil S - Dgao) cheque leaf, (2) The first page of your Bank Of Baroda passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: BARB0WADGAO

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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BARB
Bank Codechars 1–4
0Reservedchar 5
WADGAO
Branch Codechars 6–11

BARB0WADGAO

What Each Part Means

Bank Code — BARB
The first 4 characters uniquely identify Bank Of Baroda at the national level. Every branch of Bank Of Baroda across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — WADGAO
The final 6 characters WADGAO uniquely identify this specific branch within the Bank Of Baroda network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code BARB0WADGAO
SegmentCharsValuePurpose
Bank Code1–4BARBIdentifies Bank Of Baroda
Reserved50RBI reserved (always 0)
Branch Code6–11WADGAOUnique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchBARB0WADGAO422012511
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.