Bank Of Baroda Ernakulam Branch IFSC Code
Bank Of Baroda
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Ernakulam Branch
Address
Ernakulam Branch,pallimukku, M G Road, Ernakulam, Cochin.,ernakulam., 682016
View on Google MapsDistrict
Kochi
State
Kerala
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Other Bank Of Baroda Branches in Kochi
4 nearby branches — click to view IFSC
Cochin Branch (222 Palace Road Mattanchery - Chin)
Cochin Branch,pb 222 Palace Road, Mattanchery (ernakulam Dt.),cnchin, 682002
Ernaku-north Branch (ernaku-north Branch - Npor)
Ernaku-north Branch,36/637-a Bannerji Rd. Ernakulam North Cochi,ernakulam,ernakulam., 682018
Kochi Branch (avenue Panampilly Nagar Koch - Chbs)
Kochi Branch,28/94,panampilly Avenue,panampilly Nagar,kochi, 682036
Ernakulam North (mather Square Opp Town Railw - Ernn)
Ground Floor, Mather Square , Opp. Town Railway Station , Ernakulam North , Ernakulam , 682018
Frequently Asked Questions
About Bank Of Baroda Ernakulam Branch (m G Road Ernakulam Cochin - Naku), Kochi
The IFSC code BARB0ERNAKU (lowercase: barb0ernaku) belongs to Bank Of Baroda, specifically the Ernakulam Branch (m G Road Ernakulam Cochin - Naku) branch located in Kochi, Kerala.
The 5th character in the IFSC code BARB0ERNAKU is a zero (0), not the letter 'O'. The correct format is BARB0ERNAKU (lowercase: barb0ernaku), and not BARBOERNAKU. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Bank Of Baroda Ernakulam Branch (m G Road Ernakulam Cochin - Naku) in Kochi, Kerala is BARB0ERNAKU. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Bank Of Baroda Ernakulam Branch (m G Road Ernakulam Cochin - Naku) is located at Ernakulam Branch,pallimukku, M G Road, Ernakulam, Cochin.,ernakulam., 682016, Kochi, Kerala. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Bank Of Baroda Ernakulam Branch (m G Road Ernakulam Cochin - Naku) is 682012002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code BARB0ERNAKU is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code BARB0ERNAKU by checking: (1) The top-left corner of any Bank Of Baroda Ernakulam Branch (m G Road Ernakulam Cochin - Naku) cheque leaf, (2) The first page of your Bank Of Baroda passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: BARB0ERNAKU
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
BARB0ERNAKU
What Each Part Means
- Bank Code — BARB
- The first 4 characters uniquely identify Bank Of Baroda at the national level. Every branch of Bank Of Baroda across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — ERNAKU
- The final 6 characters ERNAKU uniquely identify this specific branch within the Bank Of Baroda network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | BARB | Identifies Bank Of Baroda |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | ERNAKU | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Bank Of Baroda
Ernakulam Branch (m G Road Ernakulam Cochin - Naku), Kochi, Kerala
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | BARB0ERNAKU | 682012002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.