IFSCIndex

Bandhan Bank Dakshin Narathali IFSC Code

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Bandhan Bank

BDBL0001093

IFSC · Used for NEFT, IMPS & RTGS

735750501

MICR · Used for Cheque Clearance

Branch

Dakshin Narathali

Address

Vill.-dakhin Kamakhaguri, P.o P.s-kamakhaguri, Dist.-alipurduar, West Bengal, Pin-736202

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District

Dakshin Narathali

State

West Bengal

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Frequently Asked Questions

About Bandhan Bank Dakshin Narathali (vill.-dakhin Kamakhaguri - 1093), Dakshin Narathali

The IFSC code BDBL0001093 (lowercase: bdbl0001093) belongs to Bandhan Bank, specifically the Dakshin Narathali (vill.-dakhin Kamakhaguri - 1093) branch located in Dakshin Narathali, West Bengal.

The 5th character in the IFSC code BDBL0001093 is a zero (0), not the letter 'O'. The correct format is BDBL0001093 (lowercase: bdbl0001093), and not BDBLO001093. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Bandhan Bank Dakshin Narathali (vill.-dakhin Kamakhaguri - 1093) in Dakshin Narathali, West Bengal is BDBL0001093. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Bandhan Bank Dakshin Narathali (vill.-dakhin Kamakhaguri - 1093) is located at Vill.-dakhin Kamakhaguri, P.o P.s-kamakhaguri, Dist.-alipurduar, West Bengal, Pin-736202, Dakshin Narathali, West Bengal. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Bandhan Bank Dakshin Narathali (vill.-dakhin Kamakhaguri - 1093) is 735750501. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code BDBL0001093 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code BDBL0001093 by checking: (1) The top-left corner of any Bandhan Bank Dakshin Narathali (vill.-dakhin Kamakhaguri - 1093) cheque leaf, (2) The first page of your Bandhan Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: BDBL0001093

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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BDBL
Bank Codechars 1–4
0Reservedchar 5
001093
Branch Codechars 6–11

BDBL0001093

What Each Part Means

Bank Code — BDBL
The first 4 characters uniquely identify Bandhan Bank at the national level. Every branch of Bandhan Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 001093
The final 6 characters 001093 uniquely identify this specific branch within the Bandhan Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code BDBL0001093
SegmentCharsValuePurpose
Bank Code1–4BDBLIdentifies Bandhan Bank
Reserved50RBI reserved (always 0)
Branch Code6–11001093Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchBDBL0001093735750501
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.