Bandhan Bank Ludhiana IFSC Code
Bandhan Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Ludhiana
Address
House No B Ii /1371, Arya School Road, Sabjee Mandi, Ludhina, Punjab, Pin - 141008
View on Google MapsDistrict
Ludhiana
State
Punjab
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Other Bandhan Bank Branches in Ludhiana
4 nearby branches — click to view IFSC
Ajnala Branch (bank Amritsar Road Ajnala Pi - 2251)
Upper Ground Floor Dhillon Tower, Near Bus Stand, Opp Yes Bank , Amritsar Road, Ajnala, Pin - 143102, Punjab
Ferozepur Branch (the Mall Road Opp Hdfc - 2252)
Grround Floor, Golden Tower 1, The Mall Road, Opp. Hdfc & Axis Bank , Near Udham Singh Chowk, Ferozepur City, Pin - 152002, Punjab
Muktsar Branch (hotel Kotkapura Road Sri Muk - 2253)
Opp Rahat Hotel, Kotkapura Road, Sri Muktsar Sahib-152026, Punjab
Sangrur Branch (bank Gaushala Road Sangrur P - 2258)
Bansal Sheet Bhandar, Adj. Hdfc Bank, Gaushala Road, Sangrur, Punjab - 148001
Frequently Asked Questions
About Bandhan Bank Ludhiana (arya School Road Sabjee Mand - 1386), Ludhiana
The IFSC code BDBL0001386 (lowercase: bdbl0001386) belongs to Bandhan Bank, specifically the Ludhiana (arya School Road Sabjee Mand - 1386) branch located in Ludhiana, Punjab.
The 5th character in the IFSC code BDBL0001386 is a zero (0), not the letter 'O'. The correct format is BDBL0001386 (lowercase: bdbl0001386), and not BDBLO001386. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Bandhan Bank Ludhiana (arya School Road Sabjee Mand - 1386) in Ludhiana, Punjab is BDBL0001386. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Bandhan Bank Ludhiana (arya School Road Sabjee Mand - 1386) is located at House No B Ii /1371, Arya School Road, Sabjee Mandi, Ludhina, Punjab, Pin - 141008, Ludhiana, Punjab. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Bandhan Bank Ludhiana (arya School Road Sabjee Mand - 1386) is 141750002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code BDBL0001386 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code BDBL0001386 by checking: (1) The top-left corner of any Bandhan Bank Ludhiana (arya School Road Sabjee Mand - 1386) cheque leaf, (2) The first page of your Bandhan Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: BDBL0001386
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
BDBL0001386
What Each Part Means
- Bank Code — BDBL
- The first 4 characters uniquely identify Bandhan Bank at the national level. Every branch of Bandhan Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 001386
- The final 6 characters 001386 uniquely identify this specific branch within the Bandhan Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | BDBL | Identifies Bandhan Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 001386 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Bandhan Bank
Ludhiana (arya School Road Sabjee Mand - 1386), Ludhiana, Punjab
Cheque No.
00001386
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | BDBL0001386 | 141750002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.