Bandhan Bank Kadavanthra Branch Kochi IFSC Code
Bandhan Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Kadavanthra Branch Kochi
Address
Upper Ground Floor, Grace Corner, Kaloor Kadavanthara Road, Kadavanthara, Emakulm - 682020, Kerala.
View on Google MapsDistrict
Kochi
State
Kerala
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Other Bandhan Bank Branches in Kochi
3 nearby branches — click to view IFSC
Pathanamthitta Branch (towers Ring Road St Peters - 2229)
Ground Floor Kunnithottathil Towers, Ring Road, St Peters Junction, Pathanamthitta - 689645, Kerala.
Tripunithura Branch Kochi (s N Junction Eroor Tripunith - 2231)
Thirunillath Building, Ground Floor, S.n Junction, Eroor, Tripunithura, Ernakulam , Kochi-682306, Kerala.
Chalakudy Branch (ground Floor - 2408)
Ground Floor,babysarcade,ivjmjunction,chalakudy,kerala,pin 680307
Frequently Asked Questions
About Bandhan Bank Kadavanthra Branch Kochi (kaloor Kadavanthara Road Kad - 2228), Kochi
The IFSC code BDBL0002228 (lowercase: bdbl0002228) belongs to Bandhan Bank, specifically the Kadavanthra Branch Kochi (kaloor Kadavanthara Road Kad - 2228) branch located in Kochi, Kerala.
The 5th character in the IFSC code BDBL0002228 is a zero (0), not the letter 'O'. The correct format is BDBL0002228 (lowercase: bdbl0002228), and not BDBLO002228. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Bandhan Bank Kadavanthra Branch Kochi (kaloor Kadavanthara Road Kad - 2228) in Kochi, Kerala is BDBL0002228. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Bandhan Bank Kadavanthra Branch Kochi (kaloor Kadavanthara Road Kad - 2228) is located at Upper Ground Floor, Grace Corner, Kaloor Kadavanthara Road, Kadavanthara, Emakulm - 682020, Kerala., Kochi, Kerala. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Bandhan Bank Kadavanthra Branch Kochi (kaloor Kadavanthara Road Kad - 2228) is 682750003. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code BDBL0002228 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code BDBL0002228 by checking: (1) The top-left corner of any Bandhan Bank Kadavanthra Branch Kochi (kaloor Kadavanthara Road Kad - 2228) cheque leaf, (2) The first page of your Bandhan Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: BDBL0002228
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
BDBL0002228
What Each Part Means
- Bank Code — BDBL
- The first 4 characters uniquely identify Bandhan Bank at the national level. Every branch of Bandhan Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 002228
- The final 6 characters 002228 uniquely identify this specific branch within the Bandhan Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | BDBL | Identifies Bandhan Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 002228 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Bandhan Bank
Kadavanthra Branch Kochi (kaloor Kadavanthara Road Kad - 2228), Kochi, Kerala
Cheque No.
00002228
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | BDBL0002228 | 682750003 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.