IFSCIndex

Bandhan Bank Dharampur Branch IFSC Code

Bandhan Bank Logo

Bandhan Bank

BDBL0002712

IFSC · Used for NEFT, IMPS & RTGS

396750002

MICR · Used for Cheque Clearance

Branch

Dharampur Branch

Address

Nakshtra Developers,nakshtra Era,survey No.804 805 806,garden Road,dharampur,dist -valsad,state -gujarat,pin -396050

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District

Valsad

State

Gujarat

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Frequently Asked Questions

About Bandhan Bank Dharampur Branch (806 Garden Road Dharampur Di - 2712), Valsad

The IFSC code BDBL0002712 (lowercase: bdbl0002712) belongs to Bandhan Bank, specifically the Dharampur Branch (806 Garden Road Dharampur Di - 2712) branch located in Valsad, Gujarat.

The 5th character in the IFSC code BDBL0002712 is a zero (0), not the letter 'O'. The correct format is BDBL0002712 (lowercase: bdbl0002712), and not BDBLO002712. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Bandhan Bank Dharampur Branch (806 Garden Road Dharampur Di - 2712) in Valsad, Gujarat is BDBL0002712. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Bandhan Bank Dharampur Branch (806 Garden Road Dharampur Di - 2712) is located at Nakshtra Developers,nakshtra Era,survey No.804 805 806,garden Road,dharampur,dist -valsad,state -gujarat,pin -396050, Valsad, Gujarat. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Bandhan Bank Dharampur Branch (806 Garden Road Dharampur Di - 2712) is 396750002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code BDBL0002712 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code BDBL0002712 by checking: (1) The top-left corner of any Bandhan Bank Dharampur Branch (806 Garden Road Dharampur Di - 2712) cheque leaf, (2) The first page of your Bandhan Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: BDBL0002712

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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BDBL
Bank Codechars 1–4
0Reservedchar 5
002712
Branch Codechars 6–11

BDBL0002712

What Each Part Means

Bank Code — BDBL
The first 4 characters uniquely identify Bandhan Bank at the national level. Every branch of Bandhan Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 002712
The final 6 characters 002712 uniquely identify this specific branch within the Bandhan Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code BDBL0002712
SegmentCharsValuePurpose
Bank Code1–4BDBLIdentifies Bandhan Bank
Reserved50RBI reserved (always 0)
Branch Code6–11002712Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchBDBL0002712396750002
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.