Bandhan Bank Garchuk Branch Guwaha IFSC Code
Bandhan Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Garchuk Branch Guwaha
Address
Ground Floor, Universal Metrowalk, Nh 37, Po-ps- Garchuk, Betkuchi, Guwahati, Dist - Kamrup Metropolitan, State - Assam, Pin - 781035
View on Google MapsDistrict
Guwahati
State
Assam
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Kalapahar Branch Guwahati (bazar Bhaskar Nagar Po Binov - 2567)
Above Matri Aushudalaya,first Floor,opp. Hotel Vip,colony Bazar,bhaskar Nagar,po. Binova Nagar,ps. Fatashil Ambari,guwahati,dist - Kamrup M,state - Assam,pin - 781018
Frequently Asked Questions
About Bandhan Bank Garchuk Branch Guwaha (ground Floor - 3000), Guwahati
The IFSC code BDBL0003000 (lowercase: bdbl0003000) belongs to Bandhan Bank, specifically the Garchuk Branch Guwaha (ground Floor - 3000) branch located in Guwahati, Assam.
The 5th character in the IFSC code BDBL0003000 is a zero (0), not the letter 'O'. The correct format is BDBL0003000 (lowercase: bdbl0003000), and not BDBLO003000. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Bandhan Bank Garchuk Branch Guwaha (ground Floor - 3000) in Guwahati, Assam is BDBL0003000. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Bandhan Bank Garchuk Branch Guwaha (ground Floor - 3000) is located at Ground Floor, Universal Metrowalk, Nh 37, Po-ps- Garchuk, Betkuchi, Guwahati, Dist - Kamrup Metropolitan, State - Assam, Pin - 781035, Guwahati, Assam. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Bandhan Bank Garchuk Branch Guwaha (ground Floor - 3000) is 781750014. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code BDBL0003000 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code BDBL0003000 by checking: (1) The top-left corner of any Bandhan Bank Garchuk Branch Guwaha (ground Floor - 3000) cheque leaf, (2) The first page of your Bandhan Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: BDBL0003000
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
BDBL0003000
What Each Part Means
- Bank Code — BDBL
- The first 4 characters uniquely identify Bandhan Bank at the national level. Every branch of Bandhan Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 003000
- The final 6 characters 003000 uniquely identify this specific branch within the Bandhan Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | BDBL | Identifies Bandhan Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 003000 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Bandhan Bank
Garchuk Branch Guwaha (ground Floor - 3000), Guwahati, Assam
Cheque No.
00003000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | BDBL0003000 | 781750014 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.