Azad Urban Co Operative Bank Hubli Azad Urban Co-operative Bank Hubli Imps IFSC Code
Azad Urban Co Operative Bank Hubli
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Azad Urban Co-operative Bank Hubli Imps
District
Hubli Dharwad
State
Maharashtra
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Frequently Asked Questions
About Azad Urban Co Operative Bank Hubli Azad Urban Co-operative Bank Hubli Imps (mehaboobali Khan Road Statio - 9azb), Hubli Dharwad
The IFSC code IBKL0069AZB (lowercase: ibkl0069azb) belongs to Azad Urban Co Operative Bank Hubli, specifically the Azad Urban Co-operative Bank Hubli Imps (mehaboobali Khan Road Statio - 9azb) branch located in Hubli Dharwad, Maharashtra.
The 5th character in the IFSC code IBKL0069AZB is a zero (0), not the letter 'O'. The correct format is IBKL0069AZB (lowercase: ibkl0069azb), and not IBKLO069AZB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Azad Urban Co Operative Bank Hubli Azad Urban Co-operative Bank Hubli Imps (mehaboobali Khan Road Statio - 9azb) in Hubli Dharwad, Maharashtra is IBKL0069AZB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Azad Urban Co Operative Bank Hubli Azad Urban Co-operative Bank Hubli Imps (mehaboobali Khan Road Statio - 9azb) is located at Sardar Mehaboobali Khan Road Station Road Hubli 580020, Hubli Dharwad, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Azad Urban Co Operative Bank Hubli Azad Urban Co-operative Bank Hubli Imps (mehaboobali Khan Road Statio - 9azb) is 580803002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IBKL0069AZB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0069AZB by checking: (1) The top-left corner of any Azad Urban Co Operative Bank Hubli Azad Urban Co-operative Bank Hubli Imps (mehaboobali Khan Road Statio - 9azb) cheque leaf, (2) The first page of your Azad Urban Co Operative Bank Hubli passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0069AZB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL0069AZB
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Azad Urban Co Operative Bank Hubli at the national level. Every branch of Azad Urban Co Operative Bank Hubli across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 069AZB
- The final 6 characters 069AZB uniquely identify this specific branch within the Azad Urban Co Operative Bank Hubli network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Azad Urban Co Operative Bank Hubli |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 069AZB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Azad Urban Co Operative Bank Hubli
Azad Urban Co-operative Bank Hubli Imps (mehaboobali Khan Road Statio - 9azb), Hubli Dharwad, Maharashtra
Cheque No.
00000069
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0069AZB | 580803002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.