IFSCIndex

AXIS Bank Shivmandir IFSC Code

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AXIS Bank

UTIB0003586

IFSC · Used for NEFT, IMPS & RTGS

734211007

MICR · Used for Cheque Clearance

Branch

Shivmandir

Address

1st Flr Above Royal Enfield Showroom Po Shivmandir Po Kadamtala Ps Matigara Dist Darjeeling 734011

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District

Siliguri

State

West Bengal

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Frequently Asked Questions

About AXIS Bank Shivmandir (1st Flr Above Royal Enfield - 3586), Siliguri

The IFSC code UTIB0003586 (lowercase: utib0003586) belongs to AXIS Bank, specifically the Shivmandir (1st Flr Above Royal Enfield - 3586) branch located in Siliguri, West Bengal.

The 5th character in the IFSC code UTIB0003586 is a zero (0), not the letter 'O'. The correct format is UTIB0003586 (lowercase: utib0003586), and not UTIBO003586. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of AXIS Bank Shivmandir (1st Flr Above Royal Enfield - 3586) in Siliguri, West Bengal is UTIB0003586. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

AXIS Bank Shivmandir (1st Flr Above Royal Enfield - 3586) is located at 1st Flr Above Royal Enfield Showroom Po Shivmandir Po Kadamtala Ps Matigara Dist Darjeeling 734011, Siliguri, West Bengal. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Shivmandir (1st Flr Above Royal Enfield - 3586) is 734211007. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UTIB0003586 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UTIB0003586 by checking: (1) The top-left corner of any AXIS Bank Shivmandir (1st Flr Above Royal Enfield - 3586) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UTIB0003586

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UTIB
Bank Codechars 1–4
0Reservedchar 5
003586
Branch Codechars 6–11

UTIB0003586

What Each Part Means

Bank Code — UTIB
The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 003586
The final 6 characters 003586 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UTIB0003586
SegmentCharsValuePurpose
Bank Code1–4UTIBIdentifies AXIS Bank
Reserved50RBI reserved (always 0)
Branch Code6–11003586Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUTIB0003586734211007
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.