IFSCIndex

AXIS Bank Jaynagar Mazilpur IFSC Code

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AXIS Bank

UTIB0001792

IFSC · Used for NEFT, IMPS & RTGS

700211083

MICR · Used for Cheque Clearance

Branch

Jaynagar Mazilpur

Address

16 No. Thana Cross Road, Jaynagar Mazilpur Municipality, Jaynagar Mazilpur, Dist.south 24 Parganas, West Bengal, Pin 743337

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District

Jaynagar Majilpur

State

West Bengal

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Frequently Asked Questions

About AXIS Bank Jaynagar Mazilpur (thana Cross Road Jaynagar Ma - 1792), Jaynagar Majilpur

The IFSC code UTIB0001792 (lowercase: utib0001792) belongs to AXIS Bank, specifically the Jaynagar Mazilpur (thana Cross Road Jaynagar Ma - 1792) branch located in Jaynagar Majilpur, West Bengal.

The 5th character in the IFSC code UTIB0001792 is a zero (0), not the letter 'O'. The correct format is UTIB0001792 (lowercase: utib0001792), and not UTIBO001792. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of AXIS Bank Jaynagar Mazilpur (thana Cross Road Jaynagar Ma - 1792) in Jaynagar Majilpur, West Bengal is UTIB0001792. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

AXIS Bank Jaynagar Mazilpur (thana Cross Road Jaynagar Ma - 1792) is located at 16 No. Thana Cross Road, Jaynagar Mazilpur Municipality, Jaynagar Mazilpur, Dist.south 24 Parganas, West Bengal, Pin 743337, Jaynagar Majilpur, West Bengal. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Jaynagar Mazilpur (thana Cross Road Jaynagar Ma - 1792) is 700211083. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UTIB0001792 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UTIB0001792 by checking: (1) The top-left corner of any AXIS Bank Jaynagar Mazilpur (thana Cross Road Jaynagar Ma - 1792) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UTIB0001792

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UTIB
Bank Codechars 1–4
0Reservedchar 5
001792
Branch Codechars 6–11

UTIB0001792

What Each Part Means

Bank Code — UTIB
The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 001792
The final 6 characters 001792 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UTIB0001792
SegmentCharsValuePurpose
Bank Code1–4UTIBIdentifies AXIS Bank
Reserved50RBI reserved (always 0)
Branch Code6–11001792Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUTIB0001792700211083
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.