AXIS Bank Malikhanpur IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Malikhanpur
Address
Gf, Khasra 842 Min Vill Malikhanpur Jamthar, Post Pargana Teh Rasulabad, Dist Kanpur Dehat, Up 209306
View on Google MapsDistrict
Kanpur
State
Uttar Pradesh
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Other AXIS Bank Branches in Kanpur
4 nearby branches — click to view IFSC
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18/179,the Mall Road Opp Phool Bagh
P-road Kanpur (108 18 P-road Kanpur Uttar - 0883)
Ground Floor, Plot No.19 & 20, Premisesno.108/18, P-road, Kanpur , Uttar Pradesh, Pin 208012
Swaroopnagar ((1&2) Swaroop Nagar Kanpur U - 1519)
Ground Floor, Nexus Tower ,7/110 A (1&2), Swaroop Nagar, Kanpur Uttar Pradesh, Pin 208002
Utib (372 Pandu Nagar Kakadeo Kanp - 1542)
Ground Floor & Basement, 117/h-1/372, Pandu Nagar, Kakadeo, Kanpur , Uttar Pradesh, 208025
Frequently Asked Questions
About AXIS Bank Malikhanpur (gf - 5491), Kanpur
The IFSC code UTIB0005491 (lowercase: utib0005491) belongs to AXIS Bank, specifically the Malikhanpur (gf - 5491) branch located in Kanpur, Uttar Pradesh.
The 5th character in the IFSC code UTIB0005491 is a zero (0), not the letter 'O'. The correct format is UTIB0005491 (lowercase: utib0005491), and not UTIBO005491. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank Malikhanpur (gf - 5491) in Kanpur, Uttar Pradesh is UTIB0005491. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank Malikhanpur (gf - 5491) is located at Gf, Khasra 842 Min Vill Malikhanpur Jamthar, Post Pargana Teh Rasulabad, Dist Kanpur Dehat, Up 209306, Kanpur, Uttar Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Malikhanpur (gf - 5491) is 209211205. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0005491 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0005491 by checking: (1) The top-left corner of any AXIS Bank Malikhanpur (gf - 5491) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0005491
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0005491
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 005491
- The final 6 characters 005491 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 005491 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
Malikhanpur (gf - 5491), Kanpur, Uttar Pradesh
Cheque No.
00005491
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0005491 | 209211205 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.