AXIS Bank Azamgarh U.p. IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Azamgarh U.p.
Address
No. 296, Ward No. 19. Civil Lines, Near Lic Branch Ii, Raidopur, Azamgarh 276 001
View on Google MapsDistrict
Azamgarh
State
Uttar Pradesh
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3 nearby branches — click to view IFSC
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Gf Building No 544 Awas Vikas Colony Pura Gulami Shibli Mohalla Mukeriganj Azamgarh 276001 U P
Nasirpur Khalsa (ga Mohalla Village Nasirpurk - 6112)
Gf,khasra 23 Ga,mohalla Village Nasirpurkhalsa,tehsil Nizamabad,district Azamgarh
Frequently Asked Questions
About AXIS Bank Azamgarh U.p. (civil Lines Near Lic Branch - 0528), Azamgarh
The IFSC code UTIB0000528 (lowercase: utib0000528) belongs to AXIS Bank, specifically the Azamgarh U.p. (civil Lines Near Lic Branch - 0528) branch located in Azamgarh, Uttar Pradesh.
The 5th character in the IFSC code UTIB0000528 is a zero (0), not the letter 'O'. The correct format is UTIB0000528 (lowercase: utib0000528), and not UTIBO000528. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank Azamgarh U.p. (civil Lines Near Lic Branch - 0528) in Azamgarh, Uttar Pradesh is UTIB0000528. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank Azamgarh U.p. (civil Lines Near Lic Branch - 0528) is located at No. 296, Ward No. 19. Civil Lines, Near Lic Branch Ii, Raidopur, Azamgarh 276 001, Azamgarh, Uttar Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Azamgarh U.p. (civil Lines Near Lic Branch - 0528) is 276211002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0000528 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0000528 by checking: (1) The top-left corner of any AXIS Bank Azamgarh U.p. (civil Lines Near Lic Branch - 0528) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0000528
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0000528
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000528
- The final 6 characters 000528 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000528 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
Azamgarh U.p. (civil Lines Near Lic Branch - 0528), Azamgarh, Uttar Pradesh
Cheque No.
00000528
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0000528 | 276211002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.