AXIS Bank Gugai IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Gugai
Address
388, Trichy Main Road,59, Pulikuthi Main Road ,salem , Tamil Nadu, Pin 636006
View on Google MapsDistrict
Salem
State
Tamil Nadu
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4 nearby branches — click to view IFSC
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Vazhapadi (cuddalore Main Road Vazhapad - 1206)
No.224/12, Cuddalore Main Road,vazhapadi, Dist. Salem,tamil Nadu, Pin 636115.
Edappadi (salem Main Road Nainampatti - 1452)
Periya Andavar Plaza, T S No. 2/4a, Salem Main Road, Nainampatti, Edappadi - 637105
Cherry Road Salem (c) Cherry Road Mulvadi Gate - 1742)
Door No. 137 (b,c), Cherry Road, Mulvadi Gate, Salem, Tamil Nadu, 636001
Frequently Asked Questions
About AXIS Bank Gugai (trichy Main Road 59 Pulikuth - 1109), Salem
The IFSC code UTIB0001109 (lowercase: utib0001109) belongs to AXIS Bank, specifically the Gugai (trichy Main Road 59 Pulikuth - 1109) branch located in Salem, Tamil Nadu.
The 5th character in the IFSC code UTIB0001109 is a zero (0), not the letter 'O'. The correct format is UTIB0001109 (lowercase: utib0001109), and not UTIBO001109. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank Gugai (trichy Main Road 59 Pulikuth - 1109) in Salem, Tamil Nadu is UTIB0001109. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank Gugai (trichy Main Road 59 Pulikuth - 1109) is located at 388, Trichy Main Road,59, Pulikuthi Main Road ,salem , Tamil Nadu, Pin 636006, Salem, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Gugai (trichy Main Road 59 Pulikuth - 1109) is 636211005. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0001109 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0001109 by checking: (1) The top-left corner of any AXIS Bank Gugai (trichy Main Road 59 Pulikuth - 1109) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0001109
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0001109
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 001109
- The final 6 characters 001109 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 001109 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
Gugai (trichy Main Road 59 Pulikuth - 1109), Salem, Tamil Nadu
Cheque No.
00001109
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0001109 | 636211005 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.