AXIS Bank Gilwali Branch IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Gilwali Branch
Address
Ground Floor,khata No 227 315,627 968,khasra No 29 23 12,29 22 4 6,hadbast No 277,bhinder Colony,village Gilwali Alias
View on Google MapsDistrict
Amritsar
State
Punjab
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Other AXIS Bank Branches in Amritsar
4 nearby branches — click to view IFSC
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29, Kennedy Avenue, Court Road,
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Shop No. 136 & 137 City Center Scheme Opp. Bus Stand Amritsar 143 001, Punjab
Chowk (1564 11 Chowk Farid Katra - 1236)
Ground Floor & First Floor,plot No 34, Khana Sumari No. 1564/11,chowk Farid, Katra Jaimal Singh,bazar Pashamwala,dist.amritsar,punjab , Pin 143001.
Putligarh (g T Road Putlighar Amritsar - 1814)
Gr Flr, Plot No.3, Opp Ranjit Hospital, G.t. Road, Putlighar, Amritsar,dist.amritsar, Punjab, Pin 143001
Frequently Asked Questions
About AXIS Bank Gilwali Branch (277 Bhinder Colony Village G - 6012), Amritsar
The IFSC code UTIB0006012 (lowercase: utib0006012) belongs to AXIS Bank, specifically the Gilwali Branch (277 Bhinder Colony Village G - 6012) branch located in Amritsar, Punjab.
The 5th character in the IFSC code UTIB0006012 is a zero (0), not the letter 'O'. The correct format is UTIB0006012 (lowercase: utib0006012), and not UTIBO006012. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank Gilwali Branch (277 Bhinder Colony Village G - 6012) in Amritsar, Punjab is UTIB0006012. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank Gilwali Branch (277 Bhinder Colony Village G - 6012) is located at Ground Floor,khata No 227 315,627 968,khasra No 29 23 12,29 22 4 6,hadbast No 277,bhinder Colony,village Gilwali Alias, Amritsar, Punjab. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for AXIS Bank Gilwali Branch (277 Bhinder Colony Village G - 6012) in Amritsar is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code UTIB0006012 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0006012 by checking: (1) The top-left corner of any AXIS Bank Gilwali Branch (277 Bhinder Colony Village G - 6012) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0006012
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0006012
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 006012
- The final 6 characters 006012 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 006012 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
Gilwali Branch (277 Bhinder Colony Village G - 6012), Amritsar, Punjab
Cheque No.
00006012
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0006012 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.