IFSCIndex

AXIS Bank Ggp Colony Bhubaneswar IFSC Code

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AXIS Bank

UTIB0005777

IFSC · Used for NEFT, IMPS & RTGS

751211028

MICR · Used for Cheque Clearance

Branch

Ggp Colony Bhubaneswar

Address

Axis Bank, Ggp Colony, Hindustan House, Canal Road, Near Bhameswar Temple, Ggp Colony, Bhubaneswar

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District

Bhubaneswar

State

Odisha

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Frequently Asked Questions

About AXIS Bank Ggp Colony Bhubaneswar (house Canal Road Near Bhames - 5777), Bhubaneswar

The IFSC code UTIB0005777 (lowercase: utib0005777) belongs to AXIS Bank, specifically the Ggp Colony Bhubaneswar (house Canal Road Near Bhames - 5777) branch located in Bhubaneswar, Odisha.

The 5th character in the IFSC code UTIB0005777 is a zero (0), not the letter 'O'. The correct format is UTIB0005777 (lowercase: utib0005777), and not UTIBO005777. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of AXIS Bank Ggp Colony Bhubaneswar (house Canal Road Near Bhames - 5777) in Bhubaneswar, Odisha is UTIB0005777. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

AXIS Bank Ggp Colony Bhubaneswar (house Canal Road Near Bhames - 5777) is located at Axis Bank, Ggp Colony, Hindustan House, Canal Road, Near Bhameswar Temple, Ggp Colony, Bhubaneswar, Bhubaneswar, Odisha. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Ggp Colony Bhubaneswar (house Canal Road Near Bhames - 5777) is 751211028. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UTIB0005777 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UTIB0005777 by checking: (1) The top-left corner of any AXIS Bank Ggp Colony Bhubaneswar (house Canal Road Near Bhames - 5777) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UTIB0005777

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UTIB
Bank Codechars 1–4
0Reservedchar 5
005777
Branch Codechars 6–11

UTIB0005777

What Each Part Means

Bank Code — UTIB
The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 005777
The final 6 characters 005777 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UTIB0005777
SegmentCharsValuePurpose
Bank Code1–4UTIBIdentifies AXIS Bank
Reserved50RBI reserved (always 0)
Branch Code6–11005777Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUTIB0005777751211028
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.