IFSCIndex

AXIS Bank Sector Two Koperkhairne IFSC Code

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AXIS Bank

UTIB0004505

IFSC · Used for NEFT, IMPS & RTGS

400211196

MICR · Used for Cheque Clearance

Branch

Sector Two Koperkhairne

Address

Grd Flr,shop No 6,7,8 And 9 ,pooja Apt Chs Ltd,sector 2,mail Road Koperkhairne Navi Mumbai 400709

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District

Navi Mumbai

State

Maharashtra

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Frequently Asked Questions

About AXIS Bank Sector Two Koperkhairne (2 Mail Road Koperkhairne Nav - 4505), Navi Mumbai

The IFSC code UTIB0004505 (lowercase: utib0004505) belongs to AXIS Bank, specifically the Sector Two Koperkhairne (2 Mail Road Koperkhairne Nav - 4505) branch located in Navi Mumbai, Maharashtra.

The 5th character in the IFSC code UTIB0004505 is a zero (0), not the letter 'O'. The correct format is UTIB0004505 (lowercase: utib0004505), and not UTIBO004505. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of AXIS Bank Sector Two Koperkhairne (2 Mail Road Koperkhairne Nav - 4505) in Navi Mumbai, Maharashtra is UTIB0004505. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

AXIS Bank Sector Two Koperkhairne (2 Mail Road Koperkhairne Nav - 4505) is located at Grd Flr,shop No 6,7,8 And 9 ,pooja Apt Chs Ltd,sector 2,mail Road Koperkhairne Navi Mumbai 400709, Navi Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Sector Two Koperkhairne (2 Mail Road Koperkhairne Nav - 4505) is 400211196. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UTIB0004505 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UTIB0004505 by checking: (1) The top-left corner of any AXIS Bank Sector Two Koperkhairne (2 Mail Road Koperkhairne Nav - 4505) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UTIB0004505

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UTIB
Bank Codechars 1–4
0Reservedchar 5
004505
Branch Codechars 6–11

UTIB0004505

What Each Part Means

Bank Code — UTIB
The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 004505
The final 6 characters 004505 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UTIB0004505
SegmentCharsValuePurpose
Bank Code1–4UTIBIdentifies AXIS Bank
Reserved50RBI reserved (always 0)
Branch Code6–11004505Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUTIB0004505400211196
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.