AXIS Bank Umaria IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Umaria
Address
Ground First, Khasra No 1432 1, 1430 2,1430 1 2, Situated At Station Road, Chhatan Camp Patwari Halka No, 48, Tehsil Bandhavgarh, Umaria
View on Google MapsDistrict
Waidhan
State
Madhya Pradesh
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3 nearby branches — click to view IFSC
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Kachani Waidhan (gram Kachani Block Waidhan T - 6412)
Ground Floor, Khasra Number 1637, 2, Ward No 28, Gram Kachani, Block Waidhan, Tehsil Singrauli
Frequently Asked Questions
About AXIS Bank Umaria (at Station Road Chhatan Camp - 6449), Waidhan
The IFSC code UTIB0006449 (lowercase: utib0006449) belongs to AXIS Bank, specifically the Umaria (at Station Road Chhatan Camp - 6449) branch located in Waidhan, Madhya Pradesh.
The 5th character in the IFSC code UTIB0006449 is a zero (0), not the letter 'O'. The correct format is UTIB0006449 (lowercase: utib0006449), and not UTIBO006449. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank Umaria (at Station Road Chhatan Camp - 6449) in Waidhan, Madhya Pradesh is UTIB0006449. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank Umaria (at Station Road Chhatan Camp - 6449) is located at Ground First, Khasra No 1432 1, 1430 2,1430 1 2, Situated At Station Road, Chhatan Camp Patwari Halka No, 48, Tehsil Bandhavgarh, Umaria, Waidhan, Madhya Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Umaria (at Station Road Chhatan Camp - 6449) is 484211004. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0006449 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0006449 by checking: (1) The top-left corner of any AXIS Bank Umaria (at Station Road Chhatan Camp - 6449) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0006449
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0006449
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 006449
- The final 6 characters 006449 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 006449 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
Umaria (at Station Road Chhatan Camp - 6449), Waidhan, Madhya Pradesh
Cheque No.
00006449
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0006449 | 484211004 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.