AXIS Bank Guna Nagrik Sahakari Bank Marya IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Guna Nagrik Sahakari Bank Marya
District
Guna
State
Madhya Pradesh
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Other AXIS Bank Branches in Guna
2 nearby branches — click to view IFSC
Guna (agra Bombay Road Guna 473 - 0679)
Shri Maheshwari Mills Compound Ground Floor, Agra Bombay Road Guna 473 001, Madhya Pradesh
Old Bypass Guna (21 Diversion Road Village Ku - 5904)
Ground Floor, Rathi Villa P H No 61, S No 33 21 Min Ward No 21 Diversion Road, Village Kushmoda, Guna
Frequently Asked Questions
About AXIS Bank Guna Nagrik Sahakari Bank Marya (a B Road 473001 - Nsbm), Guna
The IFSC code UTIB0SGNSBM (lowercase: utib0sgnsbm) belongs to AXIS Bank, specifically the Guna Nagrik Sahakari Bank Marya (a B Road 473001 - Nsbm) branch located in Guna, Madhya Pradesh.
The 5th character in the IFSC code UTIB0SGNSBM is a zero (0), not the letter 'O'. The correct format is UTIB0SGNSBM (lowercase: utib0sgnsbm), and not UTIBOSGNSBM. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank Guna Nagrik Sahakari Bank Marya (a B Road 473001 - Nsbm) in Guna, Madhya Pradesh is UTIB0SGNSBM. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank Guna Nagrik Sahakari Bank Marya (a B Road 473001 - Nsbm) is located at Opposite Gurudwara A B Road 473001, Guna, Madhya Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Guna Nagrik Sahakari Bank Marya (a B Road 473001 - Nsbm) is 473815001. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0SGNSBM is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0SGNSBM by checking: (1) The top-left corner of any AXIS Bank Guna Nagrik Sahakari Bank Marya (a B Road 473001 - Nsbm) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0SGNSBM
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0SGNSBM
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — SGNSBM
- The final 6 characters SGNSBM uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | SGNSBM | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
Guna Nagrik Sahakari Bank Marya (a B Road 473001 - Nsbm), Guna, Madhya Pradesh
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0SGNSBM | 473815001 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.