AXIS Bank Banerjee Road IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Banerjee Road
Address
Axis Bank Ltd, Ground Floor, Cochin Dental Clinic Building, Market Road Towards Kombara Jn Kochi 682031
View on Google MapsDistrict
Kochi
State
Kerala
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Other AXIS Bank Branches in Kochi
4 nearby branches — click to view IFSC
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41/419, Ground Floor Chicago Plaza, Rajaji Road, Ernakulam
Palarivattom Kerala (k Nair Road Palarivattom Koc - 0691)
Pukalakkat City Centre & Sivadas Tower Near Alapatt Regency, M.k.k. Nair Road Palarivattom, Kochi 682 025 Dist. Ernakulam, Kerala
Willingdon Island (1352 Bristow Road Willingdon - 0562)
No. 24/1352, Bristow Road, Willingdon Island, Kochi 682003
Vytilla Kochi (estate Janatha Junction Vyti - 0827)
Kasmisons Estate, Janatha Junction, Vytilla Kochi, Dist. Ernakulam Kerala, Pin 682019
Frequently Asked Questions
About AXIS Bank Banerjee Road (building Market Road Towards - 3715), Kochi
The IFSC code UTIB0003715 (lowercase: utib0003715) belongs to AXIS Bank, specifically the Banerjee Road (building Market Road Towards - 3715) branch located in Kochi, Kerala.
The 5th character in the IFSC code UTIB0003715 is a zero (0), not the letter 'O'. The correct format is UTIB0003715 (lowercase: utib0003715), and not UTIBO003715. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank Banerjee Road (building Market Road Towards - 3715) in Kochi, Kerala is UTIB0003715. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank Banerjee Road (building Market Road Towards - 3715) is located at Axis Bank Ltd, Ground Floor, Cochin Dental Clinic Building, Market Road Towards Kombara Jn Kochi 682031, Kochi, Kerala. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Banerjee Road (building Market Road Towards - 3715) is 682211024. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0003715 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0003715 by checking: (1) The top-left corner of any AXIS Bank Banerjee Road (building Market Road Towards - 3715) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0003715
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0003715
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 003715
- The final 6 characters 003715 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 003715 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
Banerjee Road (building Market Road Towards - 3715), Kochi, Kerala
Cheque No.
00003715
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0003715 | 682211024 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.