AXIS Bank The Udupi Co Operative Town Bank IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
The Udupi Co Operative Town Bank
District
Udupi
State
Karnataka
🔍 Search for another branch
Top Financial Tools for AXIS Bank Customers
Free calculators — no login required
AXIS Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
AXIS Bank SIP Calculator
Project wealth from monthly mutual fund investments
AXIS Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
AXIS Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Other AXIS Bank Branches in Udupi
4 nearby branches — click to view IFSC
Udupi Karnataka (comercial Complex Near Diana - 0181)
1st Floor,simaz Comercial Complex Near Diana Circle
Santhekatte (post Puttur Village Udupi Ka - 3225)
Lali Chambers No 381 F7 F8 F9 F10 Nh 66 Santhekatte Post Puttur Village Udupi Karnataka Pin 576105
Ambalpadi Udupi (highway Landmark Survey No 6 - 3753)
Shop No G6, Highway Landmark Survey No 66, Subdivision 2b Moodanidamboor, Udupi
Shirva (towers Manchakal Road Shirva - 3853)
Shop No D1 Vinod Towers Manchakal Road Shirva
Frequently Asked Questions
About AXIS Bank The Udupi Co Operative Town Bank (arcade Vidyasamudra Marg Udu - Ctbl), Udupi
The IFSC code UTIB0SUCTBL (lowercase: utib0suctbl) belongs to AXIS Bank, specifically the The Udupi Co Operative Town Bank (arcade Vidyasamudra Marg Udu - Ctbl) branch located in Udupi, Karnataka.
The 5th character in the IFSC code UTIB0SUCTBL is a zero (0), not the letter 'O'. The correct format is UTIB0SUCTBL (lowercase: utib0suctbl), and not UTIBOSUCTBL. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank The Udupi Co Operative Town Bank (arcade Vidyasamudra Marg Udu - Ctbl) in Udupi, Karnataka is UTIB0SUCTBL. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank The Udupi Co Operative Town Bank (arcade Vidyasamudra Marg Udu - Ctbl) is located at Head Office 2 Nd Floor Baliga Arcade Vidyasamudra Marg Udupi 570101, Udupi, Karnataka. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of AXIS Bank The Udupi Co Operative Town Bank (arcade Vidyasamudra Marg Udu - Ctbl) is 576804000. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0SUCTBL is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0SUCTBL by checking: (1) The top-left corner of any AXIS Bank The Udupi Co Operative Town Bank (arcade Vidyasamudra Marg Udu - Ctbl) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0SUCTBL
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0SUCTBL
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — SUCTBL
- The final 6 characters SUCTBL uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | SUCTBL | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
The Udupi Co Operative Town Bank (arcade Vidyasamudra Marg Udu - Ctbl), Udupi, Karnataka
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0SUCTBL | 576804000 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.