IFSCIndex

AXIS Bank Tumkur District Co Op Central Bank IFSC Code

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AXIS Bank

UTIB0STDCCB

IFSC · Used for NEFT, IMPS & RTGS

572804019

MICR · Used for Cheque Clearance

Branch

Tumkur District Co Op Central Bank

Address

Pb No 44ground Floor Sbm Roadtumkur 572101

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District

Tumkur

State

Karnataka

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Frequently Asked Questions

About AXIS Bank Tumkur District Co Op Central Bank (pb No 44ground Floor Sbm Roa - Dccb), Tumkur

The IFSC code UTIB0STDCCB (lowercase: utib0stdccb) belongs to AXIS Bank, specifically the Tumkur District Co Op Central Bank (pb No 44ground Floor Sbm Roa - Dccb) branch located in Tumkur, Karnataka.

The 5th character in the IFSC code UTIB0STDCCB is a zero (0), not the letter 'O'. The correct format is UTIB0STDCCB (lowercase: utib0stdccb), and not UTIBOSTDCCB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of AXIS Bank Tumkur District Co Op Central Bank (pb No 44ground Floor Sbm Roa - Dccb) in Tumkur, Karnataka is UTIB0STDCCB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

AXIS Bank Tumkur District Co Op Central Bank (pb No 44ground Floor Sbm Roa - Dccb) is located at Pb No 44ground Floor Sbm Roadtumkur 572101, Tumkur, Karnataka. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Tumkur District Co Op Central Bank (pb No 44ground Floor Sbm Roa - Dccb) is 572804019. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UTIB0STDCCB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UTIB0STDCCB by checking: (1) The top-left corner of any AXIS Bank Tumkur District Co Op Central Bank (pb No 44ground Floor Sbm Roa - Dccb) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UTIB0STDCCB

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UTIB
Bank Codechars 1–4
0Reservedchar 5
STDCCB
Branch Codechars 6–11

UTIB0STDCCB

What Each Part Means

Bank Code — UTIB
The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — STDCCB
The final 6 characters STDCCB uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UTIB0STDCCB
SegmentCharsValuePurpose
Bank Code1–4UTIBIdentifies AXIS Bank
Reserved50RBI reserved (always 0)
Branch Code6–11STDCCBUnique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUTIB0STDCCB572804019
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.