IFSCIndex

AXIS Bank Bijapur District Mahila Co Op Bank IFSC Code

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AXIS Bank

UTIB0SBDMCB

IFSC · Used for NEFT, IMPS & RTGS

Not Assigned

MICR · This branch may not process cheques.

Branch

Bijapur District Mahila Co Op Bank

Address

Ganapati Chowk Shahpeth Main Road Vijayapur 586101

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District

Bijapur

State

Karnataka

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Frequently Asked Questions

About AXIS Bank Bijapur District Mahila Co Op Bank (shahpeth Main Road Vijayapur - Dmcb), Bijapur

The IFSC code UTIB0SBDMCB (lowercase: utib0sbdmcb) belongs to AXIS Bank, specifically the Bijapur District Mahila Co Op Bank (shahpeth Main Road Vijayapur - Dmcb) branch located in Bijapur, Karnataka.

The 5th character in the IFSC code UTIB0SBDMCB is a zero (0), not the letter 'O'. The correct format is UTIB0SBDMCB (lowercase: utib0sbdmcb), and not UTIBOSBDMCB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of AXIS Bank Bijapur District Mahila Co Op Bank (shahpeth Main Road Vijayapur - Dmcb) in Bijapur, Karnataka is UTIB0SBDMCB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

AXIS Bank Bijapur District Mahila Co Op Bank (shahpeth Main Road Vijayapur - Dmcb) is located at Ganapati Chowk Shahpeth Main Road Vijayapur 586101, Bijapur, Karnataka. You can click the "View on Google Maps" button on this page to get directions.

The MICR code for AXIS Bank Bijapur District Mahila Co Op Bank (shahpeth Main Road Vijayapur - Dmcb) in Bijapur is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.

Yes. IFSC code UTIB0SBDMCB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UTIB0SBDMCB by checking: (1) The top-left corner of any AXIS Bank Bijapur District Mahila Co Op Bank (shahpeth Main Road Vijayapur - Dmcb) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UTIB0SBDMCB

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UTIB
Bank Codechars 1–4
0Reservedchar 5
SBDMCB
Branch Codechars 6–11

UTIB0SBDMCB

What Each Part Means

Bank Code — UTIB
The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — SBDMCB
The final 6 characters SBDMCB uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UTIB0SBDMCB
SegmentCharsValuePurpose
Bank Code1–4UTIBIdentifies AXIS Bank
Reserved50RBI reserved (always 0)
Branch Code6–11SBDMCBUnique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUTIB0SBDMCBNot available
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.