AXIS Bank Karamtoli Road IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Karamtoli Road
Address
Ground And First Floor Bhagirathi Complex Karmatoli Road Near Circuit House Po Ranchi Gpo Ps Lalpur
View on Google MapsDistrict
Ranchi
State
Jharkhand
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Other AXIS Bank Branches in Ranchi
4 nearby branches — click to view IFSC
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Main Road ,near Albert Ekka Chowk Below Bata Showroom
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Kutchary Road Ranchi (house Circular Road Ranchi J - 1083)
Opp. Zakir Hussain Park , Near Governor House, Circular Road , Ranchi , Jharkhand, Pin 834001
Bariatu (floor Bariatu Road Ranchi Jh - 1407)
Shanti Complex, Ground Floor,bariatu Road , Ranchi,jharkhand, Pin 834009.
Frequently Asked Questions
About AXIS Bank Karamtoli Road (complex Karmatoli Road Near - 6056), Ranchi
The IFSC code UTIB0006056 (lowercase: utib0006056) belongs to AXIS Bank, specifically the Karamtoli Road (complex Karmatoli Road Near - 6056) branch located in Ranchi, Jharkhand.
The 5th character in the IFSC code UTIB0006056 is a zero (0), not the letter 'O'. The correct format is UTIB0006056 (lowercase: utib0006056), and not UTIBO006056. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank Karamtoli Road (complex Karmatoli Road Near - 6056) in Ranchi, Jharkhand is UTIB0006056. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank Karamtoli Road (complex Karmatoli Road Near - 6056) is located at Ground And First Floor Bhagirathi Complex Karmatoli Road Near Circuit House Po Ranchi Gpo Ps Lalpur, Ranchi, Jharkhand. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Karamtoli Road (complex Karmatoli Road Near - 6056) is 834211021. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0006056 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0006056 by checking: (1) The top-left corner of any AXIS Bank Karamtoli Road (complex Karmatoli Road Near - 6056) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0006056
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0006056
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 006056
- The final 6 characters 006056 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 006056 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
Karamtoli Road (complex Karmatoli Road Near - 6056), Ranchi, Jharkhand
Cheque No.
00006056
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0006056 | 834211021 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.