IFSCIndex

AXIS Bank The Panipat Central Cooperative Bank Ltd IFSC Code

AXIS Bank Logo

AXIS Bank

UTIB0PCCB01

IFSC · Used for NEFT, IMPS & RTGS

132801000

MICR · Used for Cheque Clearance

Branch

The Panipat Central Cooperative Bank Ltd

Address

Gohana Road, Near Over Bridge Sugar Mill Colony, Panipat

View on Google Maps

District

Panipat

State

Haryana

🔍 Search for another branch

(e.g., HDFC Bank Bandra, IDFC First Bank Koramangala)
All Panipat BranchesReport incorrect branch details

Top Financial Tools for AXIS Bank Customers

Free calculators — no login required

All calculators

Other AXIS Bank Branches in Panipat

4 nearby branches — click to view IFSC

Frequently Asked Questions

About AXIS Bank The Panipat Central Cooperative Bank Ltd (gohana Road Near Over - Cb01), Panipat

The IFSC code UTIB0PCCB01 (lowercase: utib0pccb01) belongs to AXIS Bank, specifically the The Panipat Central Cooperative Bank Ltd (gohana Road Near Over - Cb01) branch located in Panipat, Haryana.

The 5th character in the IFSC code UTIB0PCCB01 is a zero (0), not the letter 'O'. The correct format is UTIB0PCCB01 (lowercase: utib0pccb01), and not UTIBOPCCB01. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of AXIS Bank The Panipat Central Cooperative Bank Ltd (gohana Road Near Over - Cb01) in Panipat, Haryana is UTIB0PCCB01. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

AXIS Bank The Panipat Central Cooperative Bank Ltd (gohana Road Near Over - Cb01) is located at Gohana Road, Near Over Bridge Sugar Mill Colony, Panipat, Panipat, Haryana. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of AXIS Bank The Panipat Central Cooperative Bank Ltd (gohana Road Near Over - Cb01) is 132801000. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UTIB0PCCB01 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UTIB0PCCB01 by checking: (1) The top-left corner of any AXIS Bank The Panipat Central Cooperative Bank Ltd (gohana Road Near Over - Cb01) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UTIB0PCCB01

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

Swipe to see all

UTIB
Bank Codechars 1–4
0Reservedchar 5
PCCB01
Branch Codechars 6–11

UTIB0PCCB01

What Each Part Means

Bank Code — UTIB
The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — PCCB01
The final 6 characters PCCB01 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UTIB0PCCB01
SegmentCharsValuePurpose
Bank Code1–4UTIBIdentifies AXIS Bank
Reserved50RBI reserved (always 0)
Branch Code6–11PCCB01Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

Swipe left to view full cheque

IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUTIB0PCCB01132801000
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.