AXIS Bank Panchkula Sector Twenty Five IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Panchkula Sector Twenty Five
District
Panchkula
State
Haryana
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Other AXIS Bank Branches in Panchkula
4 nearby branches — click to view IFSC
Panchkula (o 11 Sector 10 Panchkula - 0067)
S.c.o 11,sector 10 Panchkula
Sector Panchkula Haryana (sco 390 Sector 20 Panchkula - 1132)
Ground Floor & Basement, Sco 390, Sector 20, Panchkula, Haryana
Kakrali (1 (1-4)) Village Kakrali - - 2078)
Axis Bank Ltd.,ground Floor, Khewat No. 31, Khatauni No. 37, Khasra No. 90/1 (1-4)) Village Kakrali - 134201 Po Toda, Tehsil & District Panchkula, Haryana
Garhi (245 A Village Garhi Tehsil - 2400)
Ground Floor, Khewat/khatauni No. 587//514/723, Khasra No.192, Hadbast No. 245 A, Village Garhi, Tehsil & Dist Panchkula, Haryana, Pin 134204
Frequently Asked Questions
About AXIS Bank Panchkula Sector Twenty Five (sco 113 Sector 25 Panchkula - 3943), Panchkula
The IFSC code UTIB0003943 (lowercase: utib0003943) belongs to AXIS Bank, specifically the Panchkula Sector Twenty Five (sco 113 Sector 25 Panchkula - 3943) branch located in Panchkula, Haryana.
The 5th character in the IFSC code UTIB0003943 is a zero (0), not the letter 'O'. The correct format is UTIB0003943 (lowercase: utib0003943), and not UTIBO003943. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank Panchkula Sector Twenty Five (sco 113 Sector 25 Panchkula - 3943) in Panchkula, Haryana is UTIB0003943. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank Panchkula Sector Twenty Five (sco 113 Sector 25 Panchkula - 3943) is located at Ground Floor And Basement, Sco 113,sector 25, Panchkula, Haryana 134109, Panchkula, Haryana. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Panchkula Sector Twenty Five (sco 113 Sector 25 Panchkula - 3943) is 160211065. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0003943 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0003943 by checking: (1) The top-left corner of any AXIS Bank Panchkula Sector Twenty Five (sco 113 Sector 25 Panchkula - 3943) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0003943
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0003943
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 003943
- The final 6 characters 003943 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 003943 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
Panchkula Sector Twenty Five (sco 113 Sector 25 Panchkula - 3943), Panchkula, Haryana
Cheque No.
00003943
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0003943 | 160211065 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.