IFSCIndex

AXIS Bank Kalka IFSC Code

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AXIS Bank

UTIB0000787

IFSC · Used for NEFT, IMPS & RTGS

160211009

MICR · Used for Cheque Clearance

Branch

Kalka

Address

Khewat No. 148/208, Khasra No. 138(0-6), 139(0-4), 140(0-3) & 142(1-2), Ram Bagh Road Kalka 133302, Dist. Panchkula Haryana

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District

Kalka

State

Haryana

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Other AXIS Bank Branches in Kalka

1 nearby branch — click to view IFSC

Nanakpur (1516 1517 Village Nanakpur T - 2381)

Ground Floor, Khewat/khatauni No.193//169, Khatauni No. 220, Khasra No.1515,1516,1517, Village Nanakpur, Tehsil Kalka, District Panchkula, Haryana, Pin 134102

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Frequently Asked Questions

About AXIS Bank Kalka (ram Bagh Road Kalka 133302 - 0787), Kalka

The IFSC code UTIB0000787 (lowercase: utib0000787) belongs to AXIS Bank, specifically the Kalka (ram Bagh Road Kalka 133302 - 0787) branch located in Kalka, Haryana.

The 5th character in the IFSC code UTIB0000787 is a zero (0), not the letter 'O'. The correct format is UTIB0000787 (lowercase: utib0000787), and not UTIBO000787. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of AXIS Bank Kalka (ram Bagh Road Kalka 133302 - 0787) in Kalka, Haryana is UTIB0000787. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

AXIS Bank Kalka (ram Bagh Road Kalka 133302 - 0787) is located at Khewat No. 148/208, Khasra No. 138(0-6), 139(0-4), 140(0-3) & 142(1-2), Ram Bagh Road Kalka 133302, Dist. Panchkula Haryana, Kalka, Haryana. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Kalka (ram Bagh Road Kalka 133302 - 0787) is 160211009. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UTIB0000787 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UTIB0000787 by checking: (1) The top-left corner of any AXIS Bank Kalka (ram Bagh Road Kalka 133302 - 0787) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UTIB0000787

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UTIB
Bank Codechars 1–4
0Reservedchar 5
000787
Branch Codechars 6–11

UTIB0000787

What Each Part Means

Bank Code — UTIB
The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000787
The final 6 characters 000787 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UTIB0000787
SegmentCharsValuePurpose
Bank Code1–4UTIBIdentifies AXIS Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000787Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUTIB0000787160211009
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.