AXIS Bank The Panipat Urban Co Op Bank Ltd IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
The Panipat Urban Co Op Bank Ltd
District
Ambala
State
Haryana
🔍 Search for another branch
Top Financial Tools for AXIS Bank Customers
Free calculators — no login required
AXIS Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
AXIS Bank SIP Calculator
Project wealth from monthly mutual fund investments
AXIS Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
AXIS Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Other AXIS Bank Branches in Ambala
4 nearby branches — click to view IFSC
Ambala City Haryana (vihar Hissar Road Ambala Cit - 0888)
Ground & Mezzanine Floor, Khanna Motors Building, Manav Vihar, Hissar Road, Ambala City, Ambala, Haryana 134003
Garnala (2 (2-8) Village Garnala- 134 - 1757)
Axis Bank Ltd., Ground Floor, Khewat / Khatuni No. 151/190, Khasra No. 8//2/2/2, (2-8), Village Garnala- 134011, Hadhbast No. 44, Teshil & Distt. Ambala, Haryana
Kanwala (ground Floor Village Kanwala - 1936)
Axis Bank Ltd.,ground Floor,village Kanwala 134003,distt. Ambala, Haryana
Burewala (540 (1-1) Village Bhurewala - 1944)
Axis Bank Ltd.,ground Floor,khewat No. 411, Khatauni No. 542,khasra No. 540 (1-1) Village Bhurewala 134203,tehsil Naraingarh, Distt. Ambala, Haryana
Frequently Asked Questions
About AXIS Bank The Panipat Urban Co Op Bank Ltd (ambala - Uc19), Ambala
The IFSC code UTIB0SPUC19 (lowercase: utib0spuc19) belongs to AXIS Bank, specifically the The Panipat Urban Co Op Bank Ltd (ambala - Uc19) branch located in Ambala, Haryana.
The 5th character in the IFSC code UTIB0SPUC19 is a zero (0), not the letter 'O'. The correct format is UTIB0SPUC19 (lowercase: utib0spuc19), and not UTIBOSPUC19. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank The Panipat Urban Co Op Bank Ltd (ambala - Uc19) in Ambala, Haryana is UTIB0SPUC19. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank The Panipat Urban Co Op Bank Ltd (ambala - Uc19) is located at Ambala, Pincode 133001, Ambala, Haryana. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for AXIS Bank The Panipat Urban Co Op Bank Ltd (ambala - Uc19) in Ambala is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code UTIB0SPUC19 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0SPUC19 by checking: (1) The top-left corner of any AXIS Bank The Panipat Urban Co Op Bank Ltd (ambala - Uc19) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0SPUC19
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0SPUC19
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — SPUC19
- The final 6 characters SPUC19 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | SPUC19 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
The Panipat Urban Co Op Bank Ltd (ambala - Uc19), Ambala, Haryana
Cheque No.
00000019
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0SPUC19 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.