AXIS Bank Guntur IFSC Code
AXIS Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Guntur
District
Guntur
State
Andhra Pradesh
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Other AXIS Bank Branches in Guntur
4 nearby branches — click to view IFSC
Pattabhipuram (drm Office Road Old Pattabhi - 2609)
Dno 55 A 58 A2 Premises No 3 14 22 Drm Office Road Old Pattabhipuram Guntur 522006
Kothapet (kothapet Factory Road Guntur - 3078)
D No 911186 Ground Floor T S No 143 Ward No 5 Block No 4 Kothapet Factory Road Guntur Ap 522001
Patnam Bazaar (bazaar Main Road Guntur 5220 - 4091)
Upper Ground Floor Dno 23 6 130 131 Patnam Bazaar Main Road Guntur 522003
Amaravathi Road Guntur (nagaralu Main Road Guntur - 5710)
D No 11 407, Nagaralu Main Road, Guntur
Frequently Asked Questions
About AXIS Bank Guntur (1st Floor - 0070), Guntur
The IFSC code UTIB0000070 (lowercase: utib0000070) belongs to AXIS Bank, specifically the Guntur (1st Floor - 0070) branch located in Guntur, Andhra Pradesh.
The 5th character in the IFSC code UTIB0000070 is a zero (0), not the letter 'O'. The correct format is UTIB0000070 (lowercase: utib0000070), and not UTIBO000070. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of AXIS Bank Guntur (1st Floor - 0070) in Guntur, Andhra Pradesh is UTIB0000070. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
AXIS Bank Guntur (1st Floor - 0070) is located at 1st Floor, P R Raju Plaza 11-1-1 Naaz Centre, Guntur, Andhra Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of AXIS Bank Guntur (1st Floor - 0070) is 522211102. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0000070 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0000070 by checking: (1) The top-left corner of any AXIS Bank Guntur (1st Floor - 0070) cheque leaf, (2) The first page of your AXIS Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0000070
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0000070
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify AXIS Bank at the national level. Every branch of AXIS Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000070
- The final 6 characters 000070 uniquely identify this specific branch within the AXIS Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies AXIS Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000070 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
AXIS Bank
Guntur (1st Floor - 0070), Guntur, Andhra Pradesh
Cheque No.
00000070
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0000070 | 522211102 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.