Au Small Finance Bank Kandi IFSC Code
Au Small Finance Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Kandi
Address
Ground Floor, Mouza Kharsa, Jl No 155, Lr Dag No 565, Ps Khargram, Kandi, Kandi And Khargram, Mursidabad, Wb 742137
View on Google MapsDistrict
Murshidabad
State
West Bengal
🔍 Search for another branch
Top Financial Tools for Au Small Finance Bank Customers
Free calculators — no login required
Au Small Finance Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
Au Small Finance Bank SIP Calculator
Project wealth from monthly mutual fund investments
Au Small Finance Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Au Small Finance Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Other Au Small Finance Bank Branches in Murshidabad
4 nearby branches — click to view IFSC
Berhampur (no 4949 Block Berhampur Sada - 5087)
Ground Floor, Jl No 105, Rs Dag No 835, Lr Dag No 934, Kh No 4949, Block Berhampur Sadar, Murshidabad,west Bengal
Bhagwangola (1st Floor - 5099)
1st Floor, Mouza Mahisathali, Jl No 6, Dayanagar, Bhagwangola, Murshidabad, West Bengal 742135
Farakka (first Floor - 5109)
First Floor, Mouza Baniyagram, Beniyagram Gram Panchayat,farakka, Murshidabad, West Bengal
Raghunathgunj (mouza Basudebpur Ward No 14 - 5113)
First Floor, Mouza Basudebpur,ward No 14, Fasitala,raghunathgunj, Mursidabad, West Bengal
Frequently Asked Questions
About Au Small Finance Bank Kandi (ground Floor - 5115), Murshidabad
The IFSC code AUBL0005115 (lowercase: aubl0005115) belongs to Au Small Finance Bank, specifically the Kandi (ground Floor - 5115) branch located in Murshidabad, West Bengal.
The 5th character in the IFSC code AUBL0005115 is a zero (0), not the letter 'O'. The correct format is AUBL0005115 (lowercase: aubl0005115), and not AUBLO005115. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Au Small Finance Bank Kandi (ground Floor - 5115) in Murshidabad, West Bengal is AUBL0005115. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Au Small Finance Bank Kandi (ground Floor - 5115) is located at Ground Floor, Mouza Kharsa, Jl No 155, Lr Dag No 565, Ps Khargram, Kandi, Kandi And Khargram, Mursidabad, Wb 742137, Murshidabad, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Au Small Finance Bank Kandi (ground Floor - 5115) is 742765006. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code AUBL0005115 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code AUBL0005115 by checking: (1) The top-left corner of any Au Small Finance Bank Kandi (ground Floor - 5115) cheque leaf, (2) The first page of your Au Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: AUBL0005115
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
AUBL0005115
What Each Part Means
- Bank Code — AUBL
- The first 4 characters uniquely identify Au Small Finance Bank at the national level. Every branch of Au Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 005115
- The final 6 characters 005115 uniquely identify this specific branch within the Au Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | AUBL | Identifies Au Small Finance Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 005115 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Au Small Finance Bank
Kandi (ground Floor - 5115), Murshidabad, West Bengal
Cheque No.
00005115
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | AUBL0005115 | 742765006 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.