IFSCIndex

Au Small Finance Bank Palwancha IFSC Code

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Au Small Finance Bank

AUBL0005081

IFSC · Used for NEFT, IMPS & RTGS

507765008

MICR · Used for Cheque Clearance

Branch

Palwancha

Address

Ground Floor, House No 8 1 K0001,ksp Road,palwancha,bhadradri Kothagudem, Telangana

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District

Bhadradri Kothagudem

State

Telangana

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Frequently Asked Questions

About Au Small Finance Bank Palwancha (k0001 Ksp Road Palwancha Bha - 5081), Bhadradri Kothagudem

The IFSC code AUBL0005081 (lowercase: aubl0005081) belongs to Au Small Finance Bank, specifically the Palwancha (k0001 Ksp Road Palwancha Bha - 5081) branch located in Bhadradri Kothagudem, Telangana.

The 5th character in the IFSC code AUBL0005081 is a zero (0), not the letter 'O'. The correct format is AUBL0005081 (lowercase: aubl0005081), and not AUBLO005081. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Au Small Finance Bank Palwancha (k0001 Ksp Road Palwancha Bha - 5081) in Bhadradri Kothagudem, Telangana is AUBL0005081. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Au Small Finance Bank Palwancha (k0001 Ksp Road Palwancha Bha - 5081) is located at Ground Floor, House No 8 1 K0001,ksp Road,palwancha,bhadradri Kothagudem, Telangana, Bhadradri Kothagudem, Telangana. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Au Small Finance Bank Palwancha (k0001 Ksp Road Palwancha Bha - 5081) is 507765008. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code AUBL0005081 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code AUBL0005081 by checking: (1) The top-left corner of any Au Small Finance Bank Palwancha (k0001 Ksp Road Palwancha Bha - 5081) cheque leaf, (2) The first page of your Au Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: AUBL0005081

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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AUBL
Bank Codechars 1–4
0Reservedchar 5
005081
Branch Codechars 6–11

AUBL0005081

What Each Part Means

Bank Code — AUBL
The first 4 characters uniquely identify Au Small Finance Bank at the national level. Every branch of Au Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 005081
The final 6 characters 005081 uniquely identify this specific branch within the Au Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code AUBL0005081
SegmentCharsValuePurpose
Bank Code1–4AUBLIdentifies Au Small Finance Bank
Reserved50RBI reserved (always 0)
Branch Code6–11005081Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchAUBL0005081507765008
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.