Apna Sahakari Bank Borivali -east IFSC Code
Apna Sahakari Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Borivali -east
District
Mumbai
State
Maharashtra
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Other Apna Sahakari Bank Branches in Mumbai
4 nearby branches — click to view IFSC
Apna Sahakari Bank Imps (s Srao Road Parel Mumbai - 0001)
Apna Bank Bhavan, Dr.s.srao Road,parel, Mumbai 400012.
Administration Office (s Srao Road Parel Mumbai - 0002)
Apna Bank Bhavan, Dr.s.srao Road,parel, Mumbai 400012.
Naigaon (govindji Keny Road Naigaon M - 0003)
Apna Bazar, 1st Floor, Govindji Keny Road, Naigaon, Mumbai 400014
Lower Parel (g K Marg & J - 0004)
Matulya Centre, Jn.of G.k.marg & J Phatankar Marg, Mumbai 400013
Frequently Asked Questions
About Apna Sahakari Bank Borivali -east (rsc-1a Gorai Road Borivali-w - 0086), Mumbai
The IFSC code ASBL0000086 (lowercase: asbl0000086) belongs to Apna Sahakari Bank, specifically the Borivali -east (rsc-1a Gorai Road Borivali-w - 0086) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code ASBL0000086 is a zero (0), not the letter 'O'. The correct format is ASBL0000086 (lowercase: asbl0000086), and not ASBLO000086. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Apna Sahakari Bank Borivali -east (rsc-1a Gorai Road Borivali-w - 0086) in Mumbai, Maharashtra is ASBL0000086. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Apna Sahakari Bank Borivali -east (rsc-1a Gorai Road Borivali-w - 0086) is located at Plot No 222-223,rsc-1a,gorai Road,borivali-west,mumbai 400092, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Apna Sahakari Bank Borivali -east (rsc-1a Gorai Road Borivali-w - 0086) in Mumbai is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code ASBL0000086 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code ASBL0000086 by checking: (1) The top-left corner of any Apna Sahakari Bank Borivali -east (rsc-1a Gorai Road Borivali-w - 0086) cheque leaf, (2) The first page of your Apna Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: ASBL0000086
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
ASBL0000086
What Each Part Means
- Bank Code — ASBL
- The first 4 characters uniquely identify Apna Sahakari Bank at the national level. Every branch of Apna Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000086
- The final 6 characters 000086 uniquely identify this specific branch within the Apna Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | ASBL | Identifies Apna Sahakari Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000086 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Apna Sahakari Bank
Borivali -east (rsc-1a Gorai Road Borivali-w - 0086), Mumbai, Maharashtra
Cheque No.
00000086
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | ASBL0000086 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.