Apna Sahakari Bank Shivaji Peth IFSC Code
Apna Sahakari Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Shivaji Peth
District
Kolhapur
State
Maharashtra
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Other Apna Sahakari Bank Branches in Kolhapur
4 nearby branches — click to view IFSC
Timber Market (ward Kalamba Road Kolhapur 4 - 0033)
712/1/2b, A Ward, Kalamba Road, Kolhapur 416012
Phule Wadi (mahatma Phule Hsg.soc. - 0034)
Plot No.359, Mahatma Phule Hsg.soc., Phulewadi, Kolhapur 416010
Sadar Bazar (8 E Ward Sadar Bazar - 0035)
C.s.no.233, Plot No.12/13, Flat No.7/8, E Ward, Sadar Bazar, Kolhapur 416002
Rajarampuri (1382 E Ward Shivaji Vidyapit - 0037)
C.s.no.1382, E Ward, Shivaji Vidyapithroad, Rajarapuri, Kolhapur 416008
Frequently Asked Questions
About Apna Sahakari Bank Shivaji Peth (ubha Maruti Chowk Shivaji Pe - 0032), Kolhapur
The IFSC code ASBL0000032 (lowercase: asbl0000032) belongs to Apna Sahakari Bank, specifically the Shivaji Peth (ubha Maruti Chowk Shivaji Pe - 0032) branch located in Kolhapur, Maharashtra.
The 5th character in the IFSC code ASBL0000032 is a zero (0), not the letter 'O'. The correct format is ASBL0000032 (lowercase: asbl0000032), and not ASBLO000032. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Apna Sahakari Bank Shivaji Peth (ubha Maruti Chowk Shivaji Pe - 0032) in Kolhapur, Maharashtra is ASBL0000032. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Apna Sahakari Bank Shivaji Peth (ubha Maruti Chowk Shivaji Pe - 0032) is located at 2402/2, A Ward, Ubha Maruti Chowk, Shivaji Peth, Kolhapur 416012, Kolhapur, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Apna Sahakari Bank Shivaji Peth (ubha Maruti Chowk Shivaji Pe - 0032) is 416098009. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code ASBL0000032 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code ASBL0000032 by checking: (1) The top-left corner of any Apna Sahakari Bank Shivaji Peth (ubha Maruti Chowk Shivaji Pe - 0032) cheque leaf, (2) The first page of your Apna Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: ASBL0000032
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
ASBL0000032
What Each Part Means
- Bank Code — ASBL
- The first 4 characters uniquely identify Apna Sahakari Bank at the national level. Every branch of Apna Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000032
- The final 6 characters 000032 uniquely identify this specific branch within the Apna Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | ASBL | Identifies Apna Sahakari Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000032 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Apna Sahakari Bank
Shivaji Peth (ubha Maruti Chowk Shivaji Pe - 0032), Kolhapur, Maharashtra
Cheque No.
00000032
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | ASBL0000032 | 416098009 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.