Ap Mahesh Co Operative Urban Bank Guntur IFSC Code
Ap Mahesh Co Operative Urban Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Guntur
District
Guntur
State
Andhra Pradesh
🔍 Search for another branch
Top Financial Tools for Ap Mahesh Co Operative Urban Bank Customers
Free calculators — no login required
Ap Mahesh Co Operative Urban Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Ap Mahesh Co Operative Urban Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Ap Mahesh Co Operative Urban Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Ap Mahesh Co Operative Urban Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Frequently Asked Questions
About Ap Mahesh Co Operative Urban Bank Guntur (22-7-33 Lalapet Guntur 52200 - 0902), Guntur
The IFSC code APMC0000902 (lowercase: apmc0000902) belongs to Ap Mahesh Co Operative Urban Bank, specifically the Guntur (22-7-33 Lalapet Guntur 52200 - 0902) branch located in Guntur, Andhra Pradesh.
The 5th character in the IFSC code APMC0000902 is a zero (0), not the letter 'O'. The correct format is APMC0000902 (lowercase: apmc0000902), and not APMCO000902. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Ap Mahesh Co Operative Urban Bank Guntur (22-7-33 Lalapet Guntur 52200 - 0902) in Guntur, Andhra Pradesh is APMC0000902. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Ap Mahesh Co Operative Urban Bank Guntur (22-7-33 Lalapet Guntur 52200 - 0902) is located at 22-7-33 Lalapet Guntur 522003, Guntur, Andhra Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Ap Mahesh Co Operative Urban Bank Guntur (22-7-33 Lalapet Guntur 52200 - 0902) is 520142102. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code APMC0000902 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code APMC0000902 by checking: (1) The top-left corner of any Ap Mahesh Co Operative Urban Bank Guntur (22-7-33 Lalapet Guntur 52200 - 0902) cheque leaf, (2) The first page of your Ap Mahesh Co Operative Urban Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: APMC0000902
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
APMC0000902
What Each Part Means
- Bank Code — APMC
- The first 4 characters uniquely identify Ap Mahesh Co Operative Urban Bank at the national level. Every branch of Ap Mahesh Co Operative Urban Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000902
- The final 6 characters 000902 uniquely identify this specific branch within the Ap Mahesh Co Operative Urban Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | APMC | Identifies Ap Mahesh Co Operative Urban Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000902 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Ap Mahesh Co Operative Urban Bank
Guntur (22-7-33 Lalapet Guntur 52200 - 0902), Guntur, Andhra Pradesh
Cheque No.
00000902
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | APMC0000902 | 520142102 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.