Ankola Urban Co Operative Bank Ankola Urban Co-operative Bank Imps IFSC Code
Ankola Urban Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Ankola Urban Co-operative Bank Imps
District
Ankola
State
Maharashtra
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Frequently Asked Questions
About Ankola Urban Co Operative Bank Ankola Urban Co-operative Bank Imps (branch Main Road Post Box - Aucb), Ankola
The IFSC code UTIB0STAUCB (lowercase: utib0staucb) belongs to Ankola Urban Co Operative Bank, specifically the Ankola Urban Co-operative Bank Imps (branch Main Road Post Box - Aucb) branch located in Ankola, Maharashtra.
The 5th character in the IFSC code UTIB0STAUCB is a zero (0), not the letter 'O'. The correct format is UTIB0STAUCB (lowercase: utib0staucb), and not UTIBOSTAUCB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Ankola Urban Co Operative Bank Ankola Urban Co-operative Bank Imps (branch Main Road Post Box - Aucb) in Ankola, Maharashtra is UTIB0STAUCB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Ankola Urban Co Operative Bank Ankola Urban Co-operative Bank Imps (branch Main Road Post Box - Aucb) is located at 2959, Head Office Branch, Main Road, Post Box No 1, Ankola 581314, Ankola, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Ankola Urban Co Operative Bank Ankola Urban Co-operative Bank Imps (branch Main Road Post Box - Aucb) in Ankola is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code UTIB0STAUCB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0STAUCB by checking: (1) The top-left corner of any Ankola Urban Co Operative Bank Ankola Urban Co-operative Bank Imps (branch Main Road Post Box - Aucb) cheque leaf, (2) The first page of your Ankola Urban Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0STAUCB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0STAUCB
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify Ankola Urban Co Operative Bank at the national level. Every branch of Ankola Urban Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — STAUCB
- The final 6 characters STAUCB uniquely identify this specific branch within the Ankola Urban Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies Ankola Urban Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | STAUCB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Ankola Urban Co Operative Bank
Ankola Urban Co-operative Bank Imps (branch Main Road Post Box - Aucb), Ankola, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0STAUCB | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.