IFSCIndex

Andhra Pradesh State Co Operative Bank Brundavan Gardens IFSC Code

Andhra Pradesh State Co Operative Bank Logo

Andhra Pradesh State Co Operative Bank

APBL0000003

IFSC · Used for NEFT, IMPS & RTGS

520143102

MICR · Used for Cheque Clearance

Branch

Brundavan Gardens

Address

Door No 1-2-55,jkc College Road,opp Klp School,jkc Nagar,guntur 522006

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District

Guntur

State

Andhra Pradesh

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Frequently Asked Questions

About Andhra Pradesh State Co Operative Bank Brundavan Gardens (jkc College Road Opp Klp - 0003), Guntur

The IFSC code APBL0000003 (lowercase: apbl0000003) belongs to Andhra Pradesh State Co Operative Bank, specifically the Brundavan Gardens (jkc College Road Opp Klp - 0003) branch located in Guntur, Andhra Pradesh.

The 5th character in the IFSC code APBL0000003 is a zero (0), not the letter 'O'. The correct format is APBL0000003 (lowercase: apbl0000003), and not APBLO000003. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Andhra Pradesh State Co Operative Bank Brundavan Gardens (jkc College Road Opp Klp - 0003) in Guntur, Andhra Pradesh is APBL0000003. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Andhra Pradesh State Co Operative Bank Brundavan Gardens (jkc College Road Opp Klp - 0003) is located at Door No 1-2-55,jkc College Road,opp Klp School,jkc Nagar,guntur 522006, Guntur, Andhra Pradesh. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Andhra Pradesh State Co Operative Bank Brundavan Gardens (jkc College Road Opp Klp - 0003) is 520143102. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code APBL0000003 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code APBL0000003 by checking: (1) The top-left corner of any Andhra Pradesh State Co Operative Bank Brundavan Gardens (jkc College Road Opp Klp - 0003) cheque leaf, (2) The first page of your Andhra Pradesh State Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: APBL0000003

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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APBL
Bank Codechars 1–4
0Reservedchar 5
000003
Branch Codechars 6–11

APBL0000003

What Each Part Means

Bank Code — APBL
The first 4 characters uniquely identify Andhra Pradesh State Co Operative Bank at the national level. Every branch of Andhra Pradesh State Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000003
The final 6 characters 000003 uniquely identify this specific branch within the Andhra Pradesh State Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code APBL0000003
SegmentCharsValuePurpose
Bank Code1–4APBLIdentifies Andhra Pradesh State Co Operative Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000003Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchAPBL0000003520143102
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.